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FRANCHISE FINANCING

Which lenders fund your franchise?

Franchise brands are the one case where you can see almost exactly what your deal will look like before you apply, because hundreds of people have already financed the same box. Search a brand to see the real loan sizes, the share that went to first-time owners, and the lenders that keep saying yes.

Great Harvest Bread
Baked Goods Stores
201
SBA loans
$152K
Median
48%
First-timers
101 lenders23 in last 5 yrs
Bin There...Dump That
Other Nonhazardous Waste Treatment and Disposal
67
SBA loans
$185K
Median
48%
First-timers
38 lenders23 in last 5 yrs
Cinnabon
Snack and Nonalcoholic Beverage Bars
63
SBA loans
$280K
Median
59%
First-timers
37 lenders23 in last 5 yrs
Boyett Petroleum - Branded License Agreement
Gasoline Stations with Convenience Stores
36
SBA loans
$2.5M
Median
14%
First-timers
14 lenders23 in last 5 yrs
Screenmobile
Other Personal and Household Goods Repair and Maintenance
35
SBA loans
$150K
Median
71%
First-timers
15 lenders23 in last 5 yrs
Keyrenter Property Managment
Residential Property Managers
31
SBA loans
$150K
Median
71%
First-timers
14 lenders23 in last 5 yrs
Take 5 Oil Change
Automotive Oil Change and Lubrication Shops
30
SBA loans
$818K
Median
80%
First-timers
7 lenders23 in last 5 yrs
ARCpoint Labs
Medical Laboratories
29
SBA loans
$220K
Median
86%
First-timers
15 lenders23 in last 5 yrs
Dairy Queen - Store Agreement
Limited-Service Restaurants
24
SBA loans
$555K
Median
50%
First-timers
16 lenders23 in last 5 yrs
Shoot 360
Sports and Recreation Instruction
24
SBA loans
$501K
Median
96%
First-timers
13 lenders23 in last 5 yrs
Face Foundrie
Beauty Salons
23
SBA loans
$360K
Median
96%
First-timers
11 lenders23 in last 5 yrs
Painter Bros
Painting and Wall Covering Contractors
23
SBA loans
$206K
Median
96%
First-timers
5 lenders23 in last 5 yrs
Studio Pilates
Fitness and Recreational Sports Centers
23
SBA loans
$391K
Median
100%
First-timers
7 lenders23 in last 5 yrs
United Defense Tactical
All Other Amusement and Recreation Industries
23
SBA loans
$350K
Median
100%
First-timers
2 lenders23 in last 5 yrs
Circle K
Convenience Retailers
106
SBA loans
$1.1M
Median
28%
First-timers
57 lenders22 in last 5 yrs
Hungry Howie's
Limited-Service Restaurants
94
SBA loans
$171K
Median
54%
First-timers
48 lenders22 in last 5 yrs
Ihop
Full-Service Restaurants
89
SBA loans
$948K
Median
37%
First-timers
48 lenders22 in last 5 yrs
Classic Star Group   Motor Fuel Supply Agreement
Gasoline Stations with Convenience Stores
65
SBA loans
$1.4M
Median
29%
First-timers
30 lenders22 in last 5 yrs
CMIT Solutions
Custom Computer Programming Services
58
SBA loans
$132K
Median
62%
First-timers
25 lenders22 in last 5 yrs
PostNet
Private Mail Centers
50
SBA loans
$149K
Median
76%
First-timers
25 lenders22 in last 5 yrs
SIGNworld
Sign Manufacturing
45
SBA loans
$150K
Median
93%
First-timers
14 lenders22 in last 5 yrs
Mosquito Squad
Exterminating and Pest Control Services
44
SBA loans
$153K
Median
57%
First-timers
23 lenders22 in last 5 yrs
Cary Oil Company Inc - Complete Contract of Sale
Gasoline Stations with Convenience Stores
34
SBA loans
$1.4M
Median
50%
First-timers
24 lenders22 in last 5 yrs
Fastest Labs
Medical Laboratories
34
SBA loans
$150K
Median
74%
First-timers
18 lenders22 in last 5 yrs
USA Ninja Challenge
Fitness and Recreational Sports Centers
33
SBA loans
$225K
Median
94%
First-timers
19 lenders22 in last 5 yrs
FiiZ Drinks
Snack and Nonalcoholic Beverage Bars
31
SBA loans
$240K
Median
74%
First-timers
16 lenders22 in last 5 yrs
HouseMaster
Building Inspection Services
30
SBA loans
$150K
Median
70%
First-timers
12 lenders22 in last 5 yrs
Suburban Studios by Choice Hotels (f
Hotels (except Casino Hotels) and Motels
30
SBA loans
$2.8M
Median
50%
First-timers
18 lenders22 in last 5 yrs
VIO Med Spa
Other Personal Care Services
29
SBA loans
$805K
Median
93%
First-timers
14 lenders22 in last 5 yrs
B.O.R. Restoration
Remediation Services
28
SBA loans
$188K
Median
100%
First-timers
5 lenders22 in last 5 yrs
1-800 Packouts
Packaging and Labeling Services
25
SBA loans
$250K
Median
92%
First-timers
11 lenders22 in last 5 yrs
Bubbakoo's Burritos
Limited-Service Restaurants
25
SBA loans
$415K
Median
100%
First-timers
9 lenders22 in last 5 yrs
QC Kinetix
Administrative Management and General Management Consulting Services
23
SBA loans
$289K
Median
78%
First-timers
13 lenders22 in last 5 yrs
Hello Sugar, Brazilian Wax and Sugar Salon
Other Personal Care Services
22
SBA loans
$320K
Median
59%
First-timers
7 lenders22 in last 5 yrs
Liberty Tax Service
Tax Preparation Services
288
SBA loans
$66K
Median
38%
First-timers
121 lenders21 in last 5 yrs
Chicken Express
Full-Service Restaurants
156
SBA loans
$581K
Median
31%
First-timers
41 lenders21 in last 5 yrs
The Brass Tap
Full-Service Restaurants
66
SBA loans
$744K
Median
73%
First-timers
34 lenders21 in last 5 yrs
Oxi Fresh Carpet Cleaning
Carpet and Upholstery Cleaning Services
62
SBA loans
$150K
Median
85%
First-timers
19 lenders21 in last 5 yrs
Interim HealthCare
Home Health Care Services
51
SBA loans
$299K
Median
39%
First-timers
28 lenders21 in last 5 yrs
Polaris - Dealer Agreement
Motorcycle, ATV, and All Other Motor Vehicle Dealers
41
SBA loans
$992K
Median
15%
First-timers
33 lenders21 in last 5 yrs
Tru by Hilton
Hotels (except Casino Hotels) and Motels
40
SBA loans
$3.6M
Median
73%
First-timers
31 lenders21 in last 5 yrs
Jamba
Snack and Nonalcoholic Beverage Bars
34
SBA loans
$618K
Median
68%
First-timers
21 lenders21 in last 5 yrs
Sir Speedy
Commercial Printing (except Screen and Books)
34
SBA loans
$350K
Median
18%
First-timers
23 lenders21 in last 5 yrs
Any LabTest Now
Medical Laboratories
30
SBA loans
$183K
Median
67%
First-timers
15 lenders21 in last 5 yrs
United Water Restoration Group
Residential Remodelers
30
SBA loans
$222K
Median
93%
First-timers
12 lenders21 in last 5 yrs
Circle K Convenience Store & Motor Fuel
Gasoline Stations with Convenience Stores
22
SBA loans
$2.1M
Median
64%
First-timers
19 lenders21 in last 5 yrs
Crust Pizza
Limited-Service Restaurants
22
SBA loans
$911K
Median
86%
First-timers
10 lenders21 in last 5 yrs
Line-X
All Other Automotive Repair and Maintenance
202
SBA loans
$101K
Median
51%
First-timers
105 lenders20 in last 5 yrs
Fox's Pizza Den
Limited-Service Restaurants
180
SBA loans
$71K
Median
62%
First-timers
74 lenders20 in last 5 yrs
Schlotzsky's
Limited-Service Restaurants
75
SBA loans
$529K
Median
40%
First-timers
46 lenders20 in last 5 yrs
Vision Source
Offices of Optometrists
59
SBA loans
$449K
Median
7%
First-timers
51 lenders20 in last 5 yrs
Launch Trampoline Park
All Other Amusement and Recreation Industries
56
SBA loans
$1.6M
Median
73%
First-timers
26 lenders20 in last 5 yrs
McAlister's Deli
Limited-Service Restaurants
53
SBA loans
$876K
Median
64%
First-timers
31 lenders20 in last 5 yrs
TownePlace Suites by Marriott
Hotels (except Casino Hotels) and Motels
44
SBA loans
$4.0M
Median
43%
First-timers
31 lenders20 in last 5 yrs
Assisting Hands Home Care
Temporary Help Services
43
SBA loans
$150K
Median
88%
First-timers
19 lenders20 in last 5 yrs
SafeSplash Swim School
Sports and Recreation Instruction
41
SBA loans
$1.0M
Median
80%
First-timers
18 lenders20 in last 5 yrs
Kampgrounds of America
RV (Recreational Vehicle) Parks and Campgrounds
39
SBA loans
$870K
Median
44%
First-timers
29 lenders20 in last 5 yrs
America's Swimming Pool
All Other Support Services
37
SBA loans
$150K
Median
78%
First-timers
16 lenders20 in last 5 yrs
Circle K Stores, Inc. Complete Contract of Sale Branded
Gasoline Stations with Convenience Stores
36
SBA loans
$1.3M
Median
28%
First-timers
20 lenders20 in last 5 yrs
Ed Staubs & Sons Petroleum Retail Product Sales Agreement
Gasoline Stations with Convenience Stores
34
SBA loans
$1.4M
Median
24%
First-timers
17 lenders20 in last 5 yrs
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Brands in the record
7,234
with at least one SBA loan
Franchised SBA loans
172,964
all years
Data source
SBA FOIA
7(a) + 504, updated quarterly

How to read these numbers

  • Median is a much better guide than the average. Franchise loan sizes are skewed by a handful of multi-unit deals, so half of real borrowers got less than the median shown.
  • First-timers is the share of loans that went to a business under two years old. A high number means lenders routinely finance people opening their first location of that brand.
  • A brand missing here is not a red flag. SBA records a franchise name only when the loan was written under a franchise agreement, and coverage of the field has changed over the years.