Terms of Service

By accessing or using the Services, you agree to these Terms and to our Privacy Policy, Disclaimers, and Cookie Policy, which are incorporated by reference. If you do not agree, do not use the Services. If you use the Services on behalf of a business, you represent that you are authorized to bind that business, and “you” includes that business.

You must be at least 18 years old and able to form a binding contract to use the Services. The Services are intended for use in the United States.

LoanRound is an information and discovery platform built on public SBA 7(a) and 504 loan data. We provide search, lender and market intelligence, optional lender profiles, optional borrower-to-lender introductions, and paid subscription tools.

LoanRound is not a lender, bank, loan broker, financial institution, financial advisor, fiduciary, accountant, or law firm. We do not originate, underwrite, fund, service, or arrange loans, and we do not provide financial, investment, legal, tax, or accounting advice. Any introduction to a lender is not a recommendation, endorsement, or guarantee, and all lending decisions are made solely by the applicable lender.

Some features require an account. We use passwordless “magic link” sign-in tied to your email address. You are responsible for maintaining control of your email account and for all activity under your account. Notify us promptly of any unauthorized use. You agree to provide accurate information and to keep it current.

The loan records on LoanRound come from public datasets published by the U.S. Small Business Administration, including under the Freedom of Information Act. We organize and present this data but do not independently verify it.

The data may be incomplete, out of date, miscategorized, or contain errors, and it reflects historical approvals only. The Services and all data are provided for general informational and research purposes and on an “as is” and “as available” basis, without any representation or warranty as to accuracy, completeness, or fitness for a particular purpose. Do not rely on the data as the sole basis for any financial, lending, or business decision.

LoanRound is not a consumer reporting agency, and the Services and data are not a “consumer report,” “investigative consumer report,” or “consumer file” under the federal Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.) or any comparable state law.

You may not use the Services or any information obtained from them, in whole or in part, as a factor in establishing an individual’s eligibility for: (a) credit or insurance for personal, family, or household purposes; (b) employment; (c) housing; or (d) any other purpose regulated by the FCRA. You are solely responsible for your use of the data and for complying with all laws that apply to you.

You agree not to:

• Scrape, crawl, harvest, or use automated means to extract data, except through features we expressly provide (such as Pro CSV export within normal limits);
• Resell, sublicense, redistribute, or commercially exploit the data or the Services except as permitted by these Terms;
• Use the Services to harass, defame, stalk, or harm any business or individual identified in the data;
• Send spam or unsolicited communications to anyone identified in the data;
• Reverse engineer, decompile, interfere with, or attempt to gain unauthorized access to the Services or related systems;
• Circumvent usage limits, access controls, rate limits, or security features;
• Upload malicious code or use the Services in a way that could disable, overburden, or impair them; or
• Use the Services for any unlawful, fraudulent, or infringing purpose.

We may investigate and take action, including suspension or termination, for any suspected violation.

A lender’s public profile is generated from public SBA data. An authorized representative may claim a profile to add a logo, contact information, an application link, a description, and lending preferences. By claiming a profile, you represent and warrant that you are authorized to act for that institution and that the information you provide is accurate and not misleading.

You are responsible for your profile content and grant LoanRound the rights described in Section 12 to display it. We may verify claims, and we may edit, suspend, or remove any profile or content that we believe is inaccurate, misleading, unauthorized, or in violation of these Terms. The underlying loan statistics remain derived from public data and are not warranted.

If you submit a funding request, you authorize us to use your information to identify potentially suitable lenders. Your details are shared with a specific lender only when you opt in to an introduction. We do not guarantee that you will be matched, contacted, approved, or funded. Lenders are independent third parties, and any relationship, application, terms, and decisions are solely between you and the lender.

Certain features (“Pro”) require a paid subscription. By subscribing, you authorize us and our payment processor to charge the applicable fees, plus any taxes, to your payment method.

• Billing, subscriptions are billed in advance on a recurring (e.g., monthly) basis at the price shown at checkout.
• Auto-renewal, subscriptions renew automatically for successive periods until cancelled. You authorize recurring charges until you cancel.
• Cancellation, you may cancel at any time; cancellation takes effect at the end of the current paid period, and you retain access until then.
• Price changes, we may change prices or features; we will give advance notice, and changes apply to the next renewal.
• Taxes, fees are exclusive of taxes, which you are responsible for where applicable.
• Payment processing, payments are handled by a third-party processor (e.g., Stripe) subject to its terms; we do not store full payment card numbers.

Except where required by law or expressly stated, fees are non-refundable and there are no refunds or credits for partial periods, unused features, or downgrades. You agree not to initiate chargebacks without first contacting us to resolve the issue.

The Services, including the software, design, branding, text, the selection, arrangement, and compilation of data, and all related intellectual property, are owned by LoanRound or its licensors and are protected by law. The underlying SBA records are U.S. government data. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for their intended purpose.

You retain ownership of content you submit (such as profile details). You grant LoanRound a worldwide, non-exclusive, royalty-free license to host, store, reproduce, display, and use that content to operate and promote the Services. You are responsible for ensuring you have the rights to submit it.

If you send us suggestions or feedback, you grant us a perpetual, irrevocable, royalty-free license to use it for any purpose without obligation to you.

The Services may link to or integrate third-party websites and services, including lender application pages and our payment processor. We do not control and are not responsible for third-party content, products, or practices, and your use of them is at your own risk and subject to their terms.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICES AND ALL DATA ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE. LOANROUND DOES NOT WARRANT THAT THE SERVICES OR DATA WILL BE ACCURATE, COMPLETE, RELIABLE, CURRENT, SECURE, OR UNINTERRUPTED.

TO THE FULLEST EXTENT PERMITTED BY LAW, LOANROUND AND ITS OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, ARISING FROM OR RELATED TO THE SERVICES OR DATA, EVEN IF ADVISED OF THE POSSIBILITY.

OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID LOANROUND IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US $100). Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

You agree to indemnify, defend, and hold harmless LoanRound and its officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your use of the Services, your content, or your violation of these Terms or applicable law.

You may stop using the Services at any time. We may suspend or terminate your access at any time, with or without notice, including for any violation of these Terms or to protect the Services or other users. Upon termination, your license to use the Services ends. Sections that by their nature should survive, including data restrictions, intellectual property, disclaimers, limitation of liability, indemnification, and dispute resolution, will survive.

These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-laws rules.

Informal resolution first

Before filing any claim, you agree to contact us at hi@loanround.com and try in good faith to resolve the dispute informally for at least 30 days.

Binding arbitration and class waiver

Except for claims that qualify for small-claims court and claims for injunctive relief relating to intellectual property or unauthorized access, any dispute arising out of or relating to these Terms or the Services will be resolved by binding individual arbitration, not in court. You and LoanRound waive any right to a jury trial and to participate in a class, collective, or representative action. If this class-action waiver is found unenforceable as to a particular claim, that claim will proceed in court.

You may opt out of this arbitration agreement by emailing hi@loanround.com within 30 days of first accepting these Terms.

We may update these Terms from time to time. We will update the “Last updated” date and, for material changes, provide reasonable notice. Your continued use of the Services after changes take effect constitutes acceptance.

These Terms, together with the policies incorporated by reference, are the entire agreement between you and LoanRound regarding the Services. If any provision is held unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them. We are not liable for delays or failures caused by events beyond our reasonable control. We may provide notices to you by email or by posting on the Services.

Questions about these Terms can be sent to hi@loanround.com.