201 SBA loans have financed Great Harvest Bread locations since 1991, written by 101 different lenders across 41 states. Half were approved for $152K or less, the mix is almost entirely 7(a), and 48% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.