Over the last five years 899 SBA loans in Kentucky went to businesses under two years old, 35% of every approval in the state (3 points above the national rate). 496 of them were loans that opened the business in the first place.
Every lender here has approved loans for businesses under two years old in Kentucky. The percentage is how much of their Kentucky lending went to new businesses, which tells you whether they do it routinely or made an exception.