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South Central Bank, Inc.
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South Central Bank, Inc., SBA Loan Activity
Public SBA 7(a) and 504 lending activity for South Central Bank Inc.
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Overview
Recent loans
Industries
Geography
7(a) vs 504
Total SBA loans
278
2010 – 2025
Approved $
$53.7M
across all programs
Avg loan size
$193K
median $75K
Top industry
Full-Service Restaurants
14 loans · 5%
7(a) vs 504
BY APPROVAL COUNT
7(a) · 100%
SBA 7(a)
Loans
278
Approved
$53.7M
Avg size
$193K
Range
$4K – $3.8M
SBA 504
Loans
0
Approved
$0
Avg size
$0
Range
–
Top industries funded
See all industries
Full-Service Restaurants
14
General Automotive Repair
11
Carpet and Upholstery Cleaning Services
10
Landscaping Services
9
"General Freight Trucking, Long-Distance, Truckload"
6
Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
6
Loan records · South Central Bank, Inc.
278 records
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Sort:
Amount
Date
Per job
Borrower
Location
Approved
descending
Per job
Program
Industry
Date
KOOL Holdings LLC
South Central Bank, Inc.
Elizabethtown, KY
42701
$3,815,000
$119K
7(a)
"Plumbing, Heating, and Air-Conditioning Contractors"
2025-07-14
D. Phillips Holdings, LLC
South Central Bank, Inc.
Monticello, KY
42633
$3,704,000
$55K
7(a)
Other Millwork (including Flooring)
2025-02-04
CMK Properties LLC
South Central Bank, Inc.
Elizabethtown, KY
42701
$2,874,300
$287K
7(a)
Sporting Goods Stores
2015-08-25
STEPHENS MANUFACTURING CO. INC.
South Central Bank, Inc.
Tompkinsville, KY
42167
$2,000,000
–
7(a)
Ready-Mix Concrete Manufacturing
2004-12-03
Meade Metals, Inc.
South Central Bank, Inc.
Elizabethtown, KY
42701
$1,428,900
$159K
7(a)
Sheet Metal Work Manufacturing
2022-01-24
GLASGOW PRESCRIPTION CENTER, INC
South Central Bank, Inc.
Glasgow, KY
42141
$1,410,000
$40K
7(a)
Pharmacies and Drug Stores
2010-05-27
C & F FARM SUPPLY, INC.
South Central Bank, Inc.
Hiseville, KY
42152
$1,325,000
$1.3M
7(a)
Other Farm Product Raw Material Merchant Wholesalers
2011-02-16
DLC Holdings, LLC
South Central Bank, Inc.
Elizabethtown, KY
42701
$1,000,000
$56K
7(a)
Commercial and Institutional Building Construction
2021-03-10
C & F Farm Supply, Inc.
South Central Bank, Inc.
Hiseville, KY
42152
$1,000,000
$63K
7(a)
Fertilizer (Mixing Only) Manufacturing
2010-12-22
Elite Wireless, Inc.
South Central Bank, Inc.
Nashville, TN
37205
$1,000,000
$8K
7(a)
Electronics Stores
2017-07-13
Southern Touch Lawn and Landscapes LLC
South Central Bank, Inc.
Bowling Green, KY
42104
$811,500
$32K
7(a)
Landscaping Services
2024-07-17
FOUR DIPS, INC.
South Central Bank, Inc.
Glasgow, KY
42141
$764,800
–
7(a)
Snack and Nonalcoholic Beverage Bars
2003-08-25
Duke & Cooper of Louisville, Inc.
South Central Bank, Inc.
Louisville, KY
40213
$740,000
$37K
7(a)
Other Services to Buildings and Dwellings
2021-03-01
Marpe' Therapy Services
South Central Bank, Inc.
Bowling Green, KY
42103
$646,000
$646K
7(a)
Offices of All Other Miscellaneous Health Practitioners
2022-01-31
Fuel Fortress Nashville, LLC
South Central Bank, Inc.
Nashville, TN
37213
$644,400
$129K
7(a)
Fitness and Recreational Sports Centers
2025-08-28
Fuel Fortress Etown, LLC
South Central Bank, Inc.
Elizabethtown, KY
42701
$644,400
$81K
7(a)
Fitness and Recreational Sports Centers
2026-01-16
WATER WORKS AUTO WASH LLC
South Central Bank, Inc.
Bowling Green, KY
42104
$637,500
–
7(a)
Car Washes
2003-08-27
BRENT SMITH AND HEATHER SMITH
South Central Bank, Inc.
Albany, KY
42602
$635,000
$212K
7(a)
Broilers and Other Meat Type Chicken Production
2010-09-02
Fortress Lexington, LLC
South Central Bank, Inc.
Lexington, KY
40503
$540,000
$68K
7(a)
Fitness and Recreational Sports Centers
2024-08-26
EUROPEAN DESIGN, INC.
South Central Bank, Inc.
Glasgow, KY
42141
$538,500
–
7(a)
Institutional Furniture Manufacturing
2001-06-21
Phillips Supermarket Inc.
South Central Bank, Inc.
Hiseville, KY
42141
$530,000
–
7(a)
Supermarkets and Other Grocery (except Convenience) Stores
2003-07-23
3 Fold, LLC
South Central Bank, Inc.
Bowling Green, KY
42104
$500,000
$50K
7(a)
Limited-Service Restaurants
2023-08-09
D. Phillips Holdings, LLC
South Central Bank, Inc.
Monticello, KY
42633
$500,000
$7K
7(a)
Other Millwork (including Flooring)
2025-02-17
EUROPEAN DESIGN, INC.
South Central Bank, Inc.
Glasgow, KY
42141
$495,000
–
7(a)
Institutional Furniture Manufacturing
2001-06-21
EXTREME BIOMASS, LLC
South Central Bank, Inc.
Edmonton, KY
42129
$494,000
$165K
7(a)
Logging
2011-02-17
KOOL Holdings LLC
Elizabethtown, KY · 42701
$3,815,000
7(a)
South Central Bank, Inc.
$119K/job · 2025-07-14
D. Phillips Holdings, LLC
Monticello, KY · 42633
$3,704,000
7(a)
South Central Bank, Inc.
$55K/job · 2025-02-04
CMK Properties LLC
Elizabethtown, KY · 42701
$2,874,300
7(a)
South Central Bank, Inc.
$287K/job · 2015-08-25
STEPHENS MANUFACTURING CO. INC.
Tompkinsville, KY · 42167
$2,000,000
7(a)
South Central Bank, Inc.
2004-12-03
Meade Metals, Inc.
Elizabethtown, KY · 42701
$1,428,900
7(a)
South Central Bank, Inc.
$159K/job · 2022-01-24
GLASGOW PRESCRIPTION CENTER, INC
Glasgow, KY · 42141
$1,410,000
7(a)
South Central Bank, Inc.
$40K/job · 2010-05-27
C & F FARM SUPPLY, INC.
Hiseville, KY · 42152
$1,325,000
7(a)
South Central Bank, Inc.
$1.3M/job · 2011-02-16
DLC Holdings, LLC
Elizabethtown, KY · 42701
$1,000,000
7(a)
South Central Bank, Inc.
$56K/job · 2021-03-10
C & F Farm Supply, Inc.
Hiseville, KY · 42152
$1,000,000
7(a)
South Central Bank, Inc.
$63K/job · 2010-12-22
Elite Wireless, Inc.
Nashville, TN · 37205
$1,000,000
7(a)
South Central Bank, Inc.
$8K/job · 2017-07-13
Southern Touch Lawn and Landscapes LLC
Bowling Green, KY · 42104
$811,500
7(a)
South Central Bank, Inc.
$32K/job · 2024-07-17
FOUR DIPS, INC.
Glasgow, KY · 42141
$764,800
7(a)
South Central Bank, Inc.
2003-08-25
Duke & Cooper of Louisville, Inc.
Louisville, KY · 40213
$740,000
7(a)
South Central Bank, Inc.
$37K/job · 2021-03-01
Marpe' Therapy Services
Bowling Green, KY · 42103
$646,000
7(a)
South Central Bank, Inc.
$646K/job · 2022-01-31
Fuel Fortress Nashville, LLC
Nashville, TN · 37213
$644,400
7(a)
South Central Bank, Inc.
$129K/job · 2025-08-28
Fuel Fortress Etown, LLC
Elizabethtown, KY · 42701
$644,400
7(a)
South Central Bank, Inc.
$81K/job · 2026-01-16
WATER WORKS AUTO WASH LLC
Bowling Green, KY · 42104
$637,500
7(a)
South Central Bank, Inc.
2003-08-27
BRENT SMITH AND HEATHER SMITH
Albany, KY · 42602
$635,000
7(a)
South Central Bank, Inc.
$212K/job · 2010-09-02
Fortress Lexington, LLC
Lexington, KY · 40503
$540,000
7(a)
South Central Bank, Inc.
$68K/job · 2024-08-26
EUROPEAN DESIGN, INC.
Glasgow, KY · 42141
$538,500
7(a)
South Central Bank, Inc.
2001-06-21
Phillips Supermarket Inc.
Hiseville, KY · 42141
$530,000
7(a)
South Central Bank, Inc.
2003-07-23
3 Fold, LLC
Bowling Green, KY · 42104
$500,000
7(a)
South Central Bank, Inc.
$50K/job · 2023-08-09
D. Phillips Holdings, LLC
Monticello, KY · 42633
$500,000
7(a)
South Central Bank, Inc.
$7K/job · 2025-02-17
EUROPEAN DESIGN, INC.
Glasgow, KY · 42141
$495,000
7(a)
South Central Bank, Inc.
2001-06-21
EXTREME BIOMASS, LLC
Edmonton, KY · 42129
$494,000
7(a)
South Central Bank, Inc.
$165K/job · 2011-02-17
1–25 of 278
Page 1 of 12
Where South Central Bank, Inc. lends
APPROVAL CONCENTRATION
TOP STATES
KY
271
TN
6
OH
1