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BUSINESSES UNDER TWO YEARS OLD

SBA lenders that fund brand-new businesses in Washington

Over the last five years 2,658 SBA loans in Washington went to businesses under two years old, 29% of every approval in the state (3 points below the national rate). 941 of them were loans that opened the business in the first place.

Loans to new businesses
2,658
last 5 years
Lenders that said yes
152
active in Washington
Median approval
$206K
$50K – $608K typical
Typical term
12 yr
97% were 7(a)

The 15 most active startup lenders in Washington

Every lender here has approved loans for businesses under two years old in Washington. The percentage is how much of their Washington lending went to new businesses, which tells you whether they do it routinely or made an exception.

1
Cleveland, OH
New-business loans
454
Share of their WA lending
70%
Typical loan
$398K
Last approval
Mar 2026
2
Cincinnati, OH
New-business loans
253
Share of their WA lending
34%
Typical loan
$346K
Last approval
Mar 2026
3
Sioux Falls, SD
New-business loans
168
Share of their WA lending
82%
Typical loan
$408K
Last approval
Mar 2026
4
Spokane, WA
New-business loans
135
Share of their WA lending
46%
Typical loan
$524K
Last approval
Mar 2026
5
Walla Walla, WA
New-business loans
135
Share of their WA lending
23%
Typical loan
$240K
Last approval
Mar 2026
6
Tacoma, WA
New-business loans
123
Share of their WA lending
61%
Typical loan
$171K
Last approval
Mar 2026
7
Columbus, OH
New-business loans
97
Share of their WA lending
46%
Typical loan
$450K
Last approval
Mar 2026
8
Lake Oswego, OR
New-business loans
86
Share of their WA lending
8%
Typical loan
$224K
Last approval
Mar 2026
9
Berkeley Heights, NJ
New-business loans
77
Share of their WA lending
25%
Typical loan
$1.1M
Last approval
Mar 2026
10
Olympia, WA
New-business loans
52
Share of their WA lending
29%
Typical loan
$683K
Last approval
Mar 2026
11
De Graff, OH
New-business loans
46
Share of their WA lending
73%
Typical loan
$442K
Last approval
Feb 2026
12
Wilmington, NC
New-business loans
46
Share of their WA lending
25%
Typical loan
$1.6M
Last approval
Mar 2026
13
Salt Lake City, UT
New-business loans
45
Share of their WA lending
35%
Typical loan
$1.2M
Last approval
Feb 2026
14
Hoquiam, WA
New-business loans
43
Share of their WA lending
60%
Typical loan
$461K
Last approval
Feb 2026
15
Miami, FL
New-business loans
39
Share of their WA lending
18%
Typical loan
$411K
Last approval
Mar 2026
Ranked from public SBA approvals, not from lender marketing. Being listed is not an endorsement or a promise of approval, and no lender can pay to appear here.