Over the last five years 351 SBA loans in Vermont went to businesses under two years old, 38% of every approval in the state (7 points above the national rate). 146 of them were loans that opened the business in the first place.
Every lender here has approved loans for businesses under two years old in Vermont. The percentage is how much of their Vermont lending went to new businesses, which tells you whether they do it routinely or made an exception.