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BUSINESSES UNDER TWO YEARS OLD

SBA lenders that fund brand-new businesses in U.S. Virgin Islands

Over the last five years 27 SBA loans in U.S. Virgin Islands went to businesses under two years old, 35% of every approval in the state (3 points above the national rate). 16 of them were loans that opened the business in the first place.

Loans to new businesses
27
last 5 years
Lenders that said yes
9
active in U.S. Virgin Islands
Median approval
$172K
$43K – $709K typical
Typical term
10 yr
100% were 7(a)

The 9 most active startup lenders in U.S. Virgin Islands

Every lender here has approved loans for businesses under two years old in U.S. Virgin Islands. The percentage is how much of their U.S. Virgin Islands lending went to new businesses, which tells you whether they do it routinely or made an exception.

1
San Juan, PR
New-business loans
11
Share of their VI lending
61%
Typical loan
$172K
Last approval
Jul 2025
2
Charlotte Amalie, VI
New-business loans
5
Share of their VI lending
26%
Typical loan
$262K
Last approval
Sep 2025
3
Chicago, IL
New-business loans
2
Share of their VI lending
100%
Typical loan
$1.7M
Last approval
Jun 2023
4
Doraville, GA
New-business loans
2
Share of their VI lending
67%
Typical loan
$4.7M
Last approval
Jan 2026
5
Lagrange, GA
New-business loans
2
Share of their VI lending
67%
Typical loan
$3.0M
Last approval
Sep 2025
6
San Juan, PR
New-business loans
2
Share of their VI lending
13%
Typical loan
$181K
Last approval
Aug 2025
7
De Graff, OH
New-business loans
1
Share of their VI lending
100%
Typical loan
$306K
Last approval
Dec 2024
8
Winston-Salem, NC
New-business loans
1
Share of their VI lending
100%
Typical loan
$395K
Last approval
Nov 2024
9
Salt Lake City, UT
New-business loans
1
Share of their VI lending
33%
Typical loan
$2.0M
Last approval
Feb 2024
Ranked from public SBA approvals, not from lender marketing. Being listed is not an endorsement or a promise of approval, and no lender can pay to appear here.