Over the last five years 1,661 SBA loans in Tennessee went to businesses under two years old, 42% of every approval in the state (11 points above the national rate). 976 of them were loans that opened the business in the first place.
Every lender here has approved loans for businesses under two years old in Tennessee. The percentage is how much of their Tennessee lending went to new businesses, which tells you whether they do it routinely or made an exception.