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BUSINESSES UNDER TWO YEARS OLD

SBA lenders that fund brand-new businesses in Rhode Island

Over the last five years 362 SBA loans in Rhode Island went to businesses under two years old, 26% of every approval in the state (6 points below the national rate). 142 of them were loans that opened the business in the first place.

Loans to new businesses
362
last 5 years
Lenders that said yes
66
active in Rhode Island
Median approval
$175K
$50K – $478K typical
Typical term
12 yr
91% were 7(a)

The 15 most active startup lenders in Rhode Island

Every lender here has approved loans for businesses under two years old in Rhode Island. The percentage is how much of their Rhode Island lending went to new businesses, which tells you whether they do it routinely or made an exception.

1
Wilmington, DE
New-business loans
60
Share of their RI lending
47%
Typical loan
$121K
Last approval
Mar 2026
2
Waterbury, CT
New-business loans
26
Share of their RI lending
30%
Typical loan
$461K
Last approval
Jan 2026
3
Columbus, OH
New-business loans
21
Share of their RI lending
64%
Typical loan
$363K
Last approval
Nov 2025
4
Boston, MA
New-business loans
21
Share of their RI lending
22%
Typical loan
$321K
Last approval
Sep 2025
5
Middletown, RI
New-business loans
20
Share of their RI lending
16%
Typical loan
$68K
Last approval
Mar 2026
6
Brookline, MA
New-business loans
19
Share of their RI lending
19%
Typical loan
$328K
Last approval
Dec 2025
7
Hamden, CT
New-business loans
16
Share of their RI lending
59%
Typical loan
$164K
Last approval
Nov 2025
8
Providence, RI
New-business loans
15
Share of their RI lending
50%
Typical loan
$811K
Last approval
Mar 2026
9
Swansea, MA
New-business loans
12
Share of their RI lending
48%
Typical loan
$171K
Last approval
Mar 2026
10
Smithfield, RI
New-business loans
12
Share of their RI lending
29%
Typical loan
$265K
Last approval
Dec 2025
11
Wakefield, MA
New-business loans
11
Share of their RI lending
20%
Typical loan
$508K
Last approval
Mar 2026
12
Taunton, MA
New-business loans
9
Share of their RI lending
18%
Typical loan
$396K
Last approval
Jan 2026
13
Warwick, RI
New-business loans
8
Share of their RI lending
7%
Typical loan
$606K
Last approval
Mar 2026
14
Hamden, CT
New-business loans
7
Share of their RI lending
35%
Typical loan
$288K
Last approval
Mar 2026
15
Warwick, RI
New-business loans
6
Share of their RI lending
50%
Typical loan
$780K
Last approval
Jan 2026
Ranked from public SBA approvals, not from lender marketing. Being listed is not an endorsement or a promise of approval, and no lender can pay to appear here.