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BUSINESSES UNDER TWO YEARS OLD

SBA lenders that fund brand-new businesses in Puerto Rico

Over the last five years 954 SBA loans in Puerto Rico went to businesses under two years old, 34% of every approval in the state (2 points above the national rate). 493 of them were loans that opened the business in the first place.

Loans to new businesses
954
last 5 years
Lenders that said yes
10
active in Puerto Rico
Median approval
$75K
$25K – $194K typical
Typical term
10 yr
94% were 7(a)

The 10 most active startup lenders in Puerto Rico

Every lender here has approved loans for businesses under two years old in Puerto Rico. The percentage is how much of their Puerto Rico lending went to new businesses, which tells you whether they do it routinely or made an exception.

1
San Juan, PR
New-business loans
460
Share of their PR lending
28%
Typical loan
$169K
Last approval
Mar 2026
2
San Juan, PR
New-business loans
298
Share of their PR lending
49%
Typical loan
$171K
Last approval
Mar 2026
3
Santurce, PR
New-business loans
76
Share of their PR lending
34%
Typical loan
$222K
Last approval
Mar 2026
4
San Juan, PR
New-business loans
42
Share of their PR lending
88%
Typical loan
$157K
Last approval
Feb 2026
5
San Juan, PR
New-business loans
26
Share of their PR lending
22%
Typical loan
$404K
Last approval
Mar 2026
6
San Juan, PR
New-business loans
18
Share of their PR lending
16%
Typical loan
$425K
Last approval
Feb 2026
7
San Juan, PR
New-business loans
13
Share of their PR lending
25%
Typical loan
$666K
Last approval
Mar 2026
8
San Juan, PR
New-business loans
12
Share of their PR lending
71%
Typical loan
$117K
Last approval
Mar 2026
9
Arecibo, PR
New-business loans
8
Share of their PR lending
67%
Typical loan
$152K
Last approval
Jul 2025
10
Saint Petersburg, FL
New-business loans
1
Share of their PR lending
25%
Typical loan
$876K
Last approval
Aug 2025
Ranked from public SBA approvals, not from lender marketing. Being listed is not an endorsement or a promise of approval, and no lender can pay to appear here.