Over the last five years 4,163 SBA loans in Pennsylvania went to businesses under two years old, 36% of every approval in the state (4 points above the national rate). 1,964 of them were loans that opened the business in the first place.
Every lender here has approved loans for businesses under two years old in Pennsylvania. The percentage is how much of their Pennsylvania lending went to new businesses, which tells you whether they do it routinely or made an exception.