Over the last five years 5,471 SBA loans in New York went to businesses under two years old, 26% of every approval in the state (6 points below the national rate). 2,089 of them were loans that opened the business in the first place.
Every lender here has approved loans for businesses under two years old in New York. The percentage is how much of their New York lending went to new businesses, which tells you whether they do it routinely or made an exception.