Over the last five years 292 SBA loans in North Dakota went to businesses under two years old, 32% of every approval in the state (1 points above the national rate). 158 of them were loans that opened the business in the first place.
Every lender here has approved loans for businesses under two years old in North Dakota. The percentage is how much of their North Dakota lending went to new businesses, which tells you whether they do it routinely or made an exception.