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BUSINESSES UNDER TWO YEARS OLD

SBA lenders that fund brand-new businesses in Missouri

Over the last five years 2,056 SBA loans in Missouri went to businesses under two years old, 36% of every approval in the state (5 points above the national rate). 1,146 of them were loans that opened the business in the first place.

Loans to new businesses
2,056
last 5 years
Lenders that said yes
217
active in Missouri
Median approval
$249K
$80K – $602K typical
Typical term
13 yr
96% were 7(a)

The 15 most active startup lenders in Missouri

Every lender here has approved loans for businesses under two years old in Missouri. The percentage is how much of their Missouri lending went to new businesses, which tells you whether they do it routinely or made an exception.

1
Springfield, MO
New-business loans
169
Share of their MO lending
39%
Typical loan
$712K
Last approval
Mar 2026
2
Cincinnati, OH
New-business loans
165
Share of their MO lending
32%
Typical loan
$164K
Last approval
Mar 2026
3
Columbus, OH
New-business loans
128
Share of their MO lending
67%
Typical loan
$452K
Last approval
Mar 2026
4
Jefferson City, MO
New-business loans
88
Share of their MO lending
38%
Typical loan
$204K
Last approval
Mar 2026
5
Perryville, MO
New-business loans
63
Share of their MO lending
50%
Typical loan
$377K
Last approval
Dec 2025
6
Jefferson City, MO
New-business loans
52
Share of their MO lending
21%
Typical loan
$918K
Last approval
Mar 2026
7
Kansas City, MO
New-business loans
51
Share of their MO lending
33%
Typical loan
$312K
Last approval
Jan 2026
8
Wilmington, NC
New-business loans
50
Share of their MO lending
38%
Typical loan
$1.7M
Last approval
Mar 2026
9
Fayetteville, AR
New-business loans
45
Share of their MO lending
56%
Typical loan
$268K
Last approval
Feb 2026
10
Festus, MO
New-business loans
41
Share of their MO lending
44%
Typical loan
$1.1M
Last approval
Mar 2026
11
De Graff, OH
New-business loans
40
Share of their MO lending
83%
Typical loan
$360K
Last approval
Mar 2026
12
Fulton, MO
New-business loans
40
Share of their MO lending
68%
Typical loan
$190K
Last approval
Mar 2026
13
Tulsa, OK
New-business loans
39
Share of their MO lending
35%
Typical loan
$537K
Last approval
Jan 2026
14
Poplar Bluff, MO
New-business loans
30
Share of their MO lending
39%
Typical loan
$447K
Last approval
Mar 2026
15
Mt. Grove, MO
New-business loans
29
Share of their MO lending
49%
Typical loan
$440K
Last approval
Jul 2025
Ranked from public SBA approvals, not from lender marketing. Being listed is not an endorsement or a promise of approval, and no lender can pay to appear here.