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BUSINESSES UNDER TWO YEARS OLD

SBA lenders that fund brand-new businesses in Maryland

Over the last five years 2,065 SBA loans in Maryland went to businesses under two years old, 37% of every approval in the state (5 points above the national rate). 983 of them were loans that opened the business in the first place.

Loans to new businesses
2,065
last 5 years
Lenders that said yes
136
active in Maryland
Median approval
$100K
$25K – $375K typical
Typical term
11 yr
99% were 7(a)

The 15 most active startup lenders in Maryland

Every lender here has approved loans for businesses under two years old in Maryland. The percentage is how much of their Maryland lending went to new businesses, which tells you whether they do it routinely or made an exception.

1
Buffalo, NY
New-business loans
916
Share of their MD lending
44%
Typical loan
$129K
Last approval
Mar 2026
2
Columbus, OH
New-business loans
110
Share of their MD lending
60%
Typical loan
$451K
Last approval
Mar 2026
3
Sioux Falls, SD
New-business loans
92
Share of their MD lending
83%
Typical loan
$182K
Last approval
Jan 2026
4
Wilmington, DE
New-business loans
84
Share of their MD lending
31%
Typical loan
$156K
Last approval
Mar 2026
5
De Graff, OH
New-business loans
71
Share of their MD lending
80%
Typical loan
$299K
Last approval
Mar 2026
6
Wilmington, DE
New-business loans
44
Share of their MD lending
40%
Typical loan
$146K
Last approval
Jan 2026
7
Miami, FL
New-business loans
44
Share of their MD lending
21%
Typical loan
$412K
Last approval
Mar 2026
8
Lancaster, PA
New-business loans
40
Share of their MD lending
41%
Typical loan
$700K
Last approval
Jan 2026
9
Berkeley Heights, NJ
New-business loans
39
Share of their MD lending
18%
Typical loan
$341K
Last approval
Mar 2026
10
Wilmington, NC
New-business loans
35
Share of their MD lending
30%
Typical loan
$1.4M
Last approval
Mar 2026
11
Wilmington, DE
New-business loans
24
Share of their MD lending
63%
Typical loan
$872K
Last approval
Feb 2026
12
Elizabethton, TN
New-business loans
19
Share of their MD lending
79%
Typical loan
$514K
Last approval
Jan 2026
13
San Diego, CA
New-business loans
19
Share of their MD lending
63%
Typical loan
$118K
Last approval
Mar 2026
14
Souderton, PA
New-business loans
18
Share of their MD lending
62%
Typical loan
$685K
Last approval
Dec 2025
15
Osage Beach, MO
New-business loans
18
Share of their MD lending
58%
Typical loan
$696K
Last approval
Jan 2026
Ranked from public SBA approvals, not from lender marketing. Being listed is not an endorsement or a promise of approval, and no lender can pay to appear here.