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BUSINESSES UNDER TWO YEARS OLD

SBA lenders that fund brand-new businesses in Idaho

Over the last five years 1,223 SBA loans in Idaho went to businesses under two years old, 36% of every approval in the state (4 points above the national rate). 577 of them were loans that opened the business in the first place.

Loans to new businesses
1,223
last 5 years
Lenders that said yes
92
active in Idaho
Median approval
$150K
$43K – $438K typical
Typical term
12 yr
94% were 7(a)

The 15 most active startup lenders in Idaho

Every lender here has approved loans for businesses under two years old in Idaho. The percentage is how much of their Idaho lending went to new businesses, which tells you whether they do it routinely or made an exception.

1
Salt Lake City, UT
New-business loans
162
Share of their ID lending
38%
Typical loan
$173K
Last approval
Mar 2026
2
Kalispell, MT
New-business loans
133
Share of their ID lending
55%
Typical loan
$382K
Last approval
Mar 2026
3
Chubbuck, ID
New-business loans
128
Share of their ID lending
47%
Typical loan
$613K
Last approval
Mar 2026
4
Cincinnati, OH
New-business loans
78
Share of their ID lending
34%
Typical loan
$145K
Last approval
Mar 2026
5
Sioux Falls, SD
New-business loans
74
Share of their ID lending
91%
Typical loan
$163K
Last approval
Jan 2026
6
Columbus, OH
New-business loans
67
Share of their ID lending
67%
Typical loan
$309K
Last approval
Mar 2026
7
Sandy, UT
New-business loans
51
Share of their ID lending
50%
Typical loan
$352K
Last approval
Jan 2026
8
Missoula, MT
New-business loans
32
Share of their ID lending
60%
Typical loan
$144K
Last approval
Jan 2026
9
Idaho Falls, ID
New-business loans
31
Share of their ID lending
45%
Typical loan
$224K
Last approval
Feb 2026
10
Spokane, WA
New-business loans
31
Share of their ID lending
42%
Typical loan
$569K
Last approval
Jan 2026
11
Cleveland, OH
New-business loans
29
Share of their ID lending
78%
Typical loan
$150K
Last approval
Feb 2026
12
Boise, ID
New-business loans
25
Share of their ID lending
10%
Typical loan
$832K
Last approval
Mar 2026
13
Lake Oswego, OR
New-business loans
24
Share of their ID lending
12%
Typical loan
$164K
Last approval
Mar 2026
14
Burley, ID
New-business loans
22
Share of their ID lending
18%
Typical loan
$130K
Last approval
Mar 2026
15
Billings, MT
New-business loans
21
Share of their ID lending
44%
Typical loan
$669K
Last approval
Mar 2026
Ranked from public SBA approvals, not from lender marketing. Being listed is not an endorsement or a promise of approval, and no lender can pay to appear here.