Over the last five years 270 SBA loans in Hawaii went to businesses under two years old, 29% of every approval in the state (2 points below the national rate). 50 of them were loans that opened the business in the first place.
Every lender here has approved loans for businesses under two years old in Hawaii. The percentage is how much of their Hawaii lending went to new businesses, which tells you whether they do it routinely or made an exception.