Over the last five years 8,278 SBA loans in Florida went to businesses under two years old, 30% of every approval in the state (2 points below the national rate). 4,124 of them were loans that opened the business in the first place.
Every lender here has approved loans for businesses under two years old in Florida. The percentage is how much of their Florida lending went to new businesses, which tells you whether they do it routinely or made an exception.