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The Citizens Bank
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The Citizens Bank — SBA Loan Activity
Public SBA 7(a) and 504 lending activity for The Citizens Bank.
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Overview
Recent loans
Industries
Geography
7(a) vs 504
Total SBA loans
47
2010 – 2025
Approved $
$7.7M
across all programs
Avg loan size
$164K
median $86K
Top industry
Lumber, Plywood, Millwork, and Wood Panel Wholesalers
4 loans · 9%
7(a) vs 504
BY APPROVAL COUNT
7(a) · 100%
SBA 7(a)
Loans
47
Approved
$7.7M
Avg size
$164K
Range
$10K – $1.2M
SBA 504
Loans
0
Approved
$0
Avg size
$0
Range
—
Top industries funded
See all industries
Lumber, Plywood, Millwork, and Wood Panel Wholesalers
4
Video Tape and Disc Rental
3
Full-Service Restaurants
2
Gasoline Stations with Convenience Stores
2
Logging
2
Musical Instrument and Supplies Stores
2
Loan records · The Citizens Bank
47 records
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Sort:
Amount
Date
Per job
Borrower
Location
Approved
descending
Per job
Program
Industry
Date
Northwest Tennessee Veterinary Services, LLC
The Citizens Bank
Dresden, TN
38225
$1,197,000
$171K
7(a)
Veterinary Services
2021-09-23
WESTERN KENTUCKY AQUACULTURE
The Citizens Bank
Farmington, KY
42040
$952,000
—
7(a)
Finfish Farming and Fish Hatcheries
2003-10-29
Lavernon Thomas Jr
The Citizens Bank
Salt Lick, KY
40371
$520,000
$260K
7(a)
Golf Courses and Country Clubs
2015-07-09
J. T. GROCERY CO.
The Citizens Bank
West Liberty, KY
41472
$470,800
$67K
7(a)
Supermarkets and Other Grocery (except Convenience) Stores
2010-09-02
BB'S WHOLESALE RETAIL SALES
The Citizens Bank
Fulton, KY
42041
$457,100
$152K
7(a)
All Other Miscellaneous Store Retailers (except Tobacco Stores)
2010-08-17
PLANET SALON, LLC
The Citizens Bank
Lexington, KY
40509
$335,000
—
7(a)
Beauty Salons
2002-10-28
RAY L. WHITE & SONS LUMBER,INC
The Citizens Bank
Morehead, KY
40351
$300,000
—
7(a)
Lumber, Plywood, Millwork, and Wood Panel Wholesalers
1992-11-03
UPPER TYGART MINI MART, LLC.
The Citizens Bank
Olive Hill, KY
41164
$297,000
$99K
7(a)
Gasoline Stations with Convenience Stores
2007-03-27
Advanced Chiropractic Care, PLLC
The Citizens Bank
Morehead, KY
40351
$292,500
$37K
7(a)
Offices of Chiropractors
2014-11-21
MOREHEAD SPORTING GOODS
The Citizens Bank
Morehead, KY
40351
$257,800
—
7(a)
Sporting Goods Stores
1998-02-27
BOOMERANGS BAR & GRILL, INC.
The Citizens Bank
Morehead, KY
40351
$225,000
—
7(a)
—
1996-12-11
SAMSON INDUSTRIAL SERVICES LLC
The Citizens Bank
Morehead, KY
40351
$164,000
—
7(a)
"Electroplating, Plating, Polishing, Anodizing, and Coloring"
2006-04-27
J&M Video, Inc
The Citizens Bank
Morehead, KY
40351
$160,000
$40K
7(a)
Computer and Software Stores
2012-04-23
FRONT PORCH RESTAURANT, INC.
The Citizens Bank
Morehead, KY
40351
$150,000
—
7(a)
Full-Service Restaurants
2004-06-21
B & B EQUIPMENT RENTAL, INC
The Citizens Bank
Morehead, KY
40351
$150,000
—
7(a)
Passenger Car Rental
2000-01-28
OLYMPIA FOOD MART
The Citizens Bank
Olympia, KY
40358
$149,000
—
7(a)
Gasoline Stations with Convenience Stores
2000-10-25
STRONG'S GUN SHOP
The Citizens Bank
Morehead, KY
40351
$113,800
$114K
7(a)
Sporting Goods Stores
2010-01-13
LITTLE SANDY LUMBER CO., INC
The Citizens Bank
Morehead, KY
40351
$100,000
—
7(a)
Lumber, Plywood, Millwork, and Wood Panel Wholesalers
1998-03-03
CHRIS'S GUITAR SHOP, INC.
The Citizens Bank
Morehead, KY
40351
$100,000
—
7(a)
Musical Instrument and Supplies Stores
1997-04-01
Jose Rafael Benitez Pons
The Citizens Bank
Morehead, KY
40351
$100,000
—
7(a)
Video Tape and Disc Rental
2001-07-03
RICHARD WHITE WOOD PRODUCTS, I
The Citizens Bank
Morehead, KY
40351
$100,000
—
7(a)
Lumber, Plywood, Millwork, and Wood Panel Wholesalers
1997-10-21
RICHARD WHITE WOOD PRODUCTS, I
The Citizens Bank
Morehead, KY
40351
$95,000
—
7(a)
Lumber, Plywood, Millwork, and Wood Panel Wholesalers
1997-03-20
WRIGHT'S PIZZA INC
The Citizens Bank
Morehead, KY
40351
$90,000
—
7(a)
—
1992-02-28
Kash & Company LLC
The Citizens Bank
Frenchburg, KY
40322
$86,400
$7K
7(a)
Limited-Service Restaurants
2013-02-14
MAIN STREET MUSIC
The Citizens Bank
Morehead, KY
40351
$72,500
—
7(a)
—
1997-01-29
Northwest Tennessee Veterinary Services, LLC
Dresden, TN · 38225
$1,197,000
7(a)
The Citizens Bank
$171K/job · 2021-09-23
WESTERN KENTUCKY AQUACULTURE
Farmington, KY · 42040
$952,000
7(a)
The Citizens Bank
2003-10-29
Lavernon Thomas Jr
Salt Lick, KY · 40371
$520,000
7(a)
The Citizens Bank
$260K/job · 2015-07-09
J. T. GROCERY CO.
West Liberty, KY · 41472
$470,800
7(a)
The Citizens Bank
$67K/job · 2010-09-02
BB'S WHOLESALE RETAIL SALES
Fulton, KY · 42041
$457,100
7(a)
The Citizens Bank
$152K/job · 2010-08-17
PLANET SALON, LLC
Lexington, KY · 40509
$335,000
7(a)
The Citizens Bank
2002-10-28
RAY L. WHITE & SONS LUMBER,INC
Morehead, KY · 40351
$300,000
7(a)
The Citizens Bank
1992-11-03
UPPER TYGART MINI MART, LLC.
Olive Hill, KY · 41164
$297,000
7(a)
The Citizens Bank
$99K/job · 2007-03-27
Advanced Chiropractic Care, PLLC
Morehead, KY · 40351
$292,500
7(a)
The Citizens Bank
$37K/job · 2014-11-21
MOREHEAD SPORTING GOODS
Morehead, KY · 40351
$257,800
7(a)
The Citizens Bank
1998-02-27
BOOMERANGS BAR & GRILL, INC.
Morehead, KY · 40351
$225,000
7(a)
The Citizens Bank
1996-12-11
SAMSON INDUSTRIAL SERVICES LLC
Morehead, KY · 40351
$164,000
7(a)
The Citizens Bank
2006-04-27
J&M Video, Inc
Morehead, KY · 40351
$160,000
7(a)
The Citizens Bank
$40K/job · 2012-04-23
FRONT PORCH RESTAURANT, INC.
Morehead, KY · 40351
$150,000
7(a)
The Citizens Bank
2004-06-21
B & B EQUIPMENT RENTAL, INC
Morehead, KY · 40351
$150,000
7(a)
The Citizens Bank
2000-01-28
OLYMPIA FOOD MART
Olympia, KY · 40358
$149,000
7(a)
The Citizens Bank
2000-10-25
STRONG'S GUN SHOP
Morehead, KY · 40351
$113,800
7(a)
The Citizens Bank
$114K/job · 2010-01-13
LITTLE SANDY LUMBER CO., INC
Morehead, KY · 40351
$100,000
7(a)
The Citizens Bank
1998-03-03
CHRIS'S GUITAR SHOP, INC.
Morehead, KY · 40351
$100,000
7(a)
The Citizens Bank
1997-04-01
Jose Rafael Benitez Pons
Morehead, KY · 40351
$100,000
7(a)
The Citizens Bank
2001-07-03
RICHARD WHITE WOOD PRODUCTS, I
Morehead, KY · 40351
$100,000
7(a)
The Citizens Bank
1997-10-21
RICHARD WHITE WOOD PRODUCTS, I
Morehead, KY · 40351
$95,000
7(a)
The Citizens Bank
1997-03-20
WRIGHT'S PIZZA INC
Morehead, KY · 40351
$90,000
7(a)
The Citizens Bank
1992-02-28
Kash & Company LLC
Frenchburg, KY · 40322
$86,400
7(a)
The Citizens Bank
$7K/job · 2013-02-14
MAIN STREET MUSIC
Morehead, KY · 40351
$72,500
7(a)
The Citizens Bank
1997-01-29
1–25 of 47
Page 1 of 2
Where The Citizens Bank lends
APPROVAL CONCENTRATION
TOP STATES
KY
45
TN
2