2 SBA loans have financed Win Oil Company, Inc. Sales locations since 2022, written by 2 different lenders across 2 states. Half were approved for $926K or less, the mix is 504-heavy, and 0% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.