12 SBA loans have financed Village Inn Pancake House locations since 1991, written by 8 different lenders across 8 states. Half were approved for $322K or less, the mix is 504-heavy, and 42% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.