18 SBA loans have financed Value Place locations since 2004, written by 14 different lenders across 11 states. Half were approved for $1.7M or less, the mix is 504-heavy, and 22% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.