99 SBA loans have financed Sunoco, LLC Fuel Supply Agreement locations since 2017, written by 49 different lenders across 20 states. Half were approved for $1.2M or less, the mix is almost entirely 7(a), and 32% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.