41 SBA loans have financed Save - A - Lot locations since 1995, written by 28 different lenders across 15 states. Half were approved for $350K or less, the mix is a mix of 7(a) and 504, and 34% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.