69 SBA loans have financed Perkins Restaurants locations since 1991, written by 42 different lenders across 19 states. Half were approved for $425K or less, the mix is 504-heavy, and 49% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.