6 SBA loans have financed Milex Complete Auto Care locations since 2015, written by 3 different lenders across 4 states. Half were approved for $182K or less, the mix is a mix of 7(a) and 504, and 33% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.