17 SBA loans have financed Mercury Marine Dealer Sales and Service Agreement locations since 2016, written by 13 different lenders across 11 states. Half were approved for $768K or less, the mix is 504-heavy, and 12% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.