19 SBA loans have financed La-Z-Boy locations since 1993, written by 13 different lenders across 13 states. Half were approved for $615K or less, the mix is 504-heavy, and 21% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.