12 SBA loans have financed Johnstone Supply locations since 2000, written by 8 different lenders across 8 states. Half were approved for $849K or less, the mix is 504-heavy, and 0% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.