30 SBA loans have financed Honda locations since 1991, written by 24 different lenders across 18 states. Half were approved for $452K or less, the mix is 504-heavy, and 10% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.