992 SBA loans have financed Holiday Inn Express locations since 1990, written by 254 different lenders across 46 states. Half were approved for $1.6M or less, the mix is 504-heavy, and 41% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.