1 SBA loans have financed Harms Oil Company Agreement for the Sale, Purchase and Delivery of Branded Products and Sublicense of Clark Brand locations since 2023, written by 1 different lenders across 1 states. Half were approved for $313K or less, the mix is 504-heavy, and 100% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.