9 SBA loans have financed Ethan Allen locations since 1996, written by 8 different lenders across 6 states. Half were approved for $600K or less, the mix is 504-heavy, and 44% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.