30 SBA loans have financed Badcock Home Furniture & More locations since 2003, written by 14 different lenders across 7 states. Half were approved for $534K or less, the mix is 504-heavy, and 13% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.