3 SBA loans have financed Affordable Inns Of America locations since 2008, written by 3 different lenders across 2 states. Half were approved for $1.5M or less, the mix is 504-heavy, and 33% went to owners whose business was under two years old.
A lender that has already underwritten this brand knows the unit economics, the build-out costs, and the franchisor. That is worth more to you than a bigger bank starting from scratch.