NAICS 54121454

SBA Loans for Payroll Services

Payroll Services are one of the most-funded SBA 7(a) industries. Explore which lenders are actually approving payroll services loans, what loan sizes they fund, and where activity is concentrated.

Find lenders funding payroll services

Total loans

427

all programs

Approved $

$130.6M

last 5 years

Avg loan

$306K

median $145K

Most active lender

Wells Fargo Bank National Association

28 loans

Jobs supported

312K

cumulative

Loan size distribution

SBA 7(a) · LAST 12 MONTHS

32.1%

16.6%

22.5%

13.3%

6.8%

6.3%

2.3%

<$50K

$50–100K

$100–250K

$250–500K

$500K–1M

$1–2M

$2M+

Most common range

$100K – $250K

34% of loans

Median

$145,000

90th percentile

$612,000

PAYROLL SERVICES-FRIENDLY LENDERS

The 5 lenders that approved 41% of payroll services SBA loans last year.

Submit your payroll services profile and we'll prioritize lenders that have already funded similar concept, size, and geography.

Get matched

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Top lenders for payroll services

Wells Fargo Bank National Association

The Huntington National Bank

Citizens Bank, National Association

Bank of America, National Association

JPMorgan Chase Bank, National Association

Manufacturers and Traders Trust Company

Top states for payroll services loans

Loan records · Payroll Services

427 records

Sort:

Borrower

Location

Program

Industry

MassPay Inc Live Oak Banking Company

Lafayette, IN

47901

$5,000,000

$51K

7(a)

Payroll Services

2024-08-30

PSN LLC First Bank of the Lake

La Palma, CA

90623

$4,998,000

$5.0M

7(a)

Payroll Services

2022-10-05

CSC Paymaster, Inc.Webster Bank National Association

Warwick, RI

$4,640,000

$221K

7(a)

Payroll Services

2015-09-25

Mangrove Employer Services, Inc.Wells Fargo Bank National Association

Tampa, FL

33629

$2,930,000

$39K

7(a)

Payroll Services

2015-07-16

Comp Central LLC Celtic Bank Corporation

Irvine, CA

92618

$2,660,200

$148K

7(a)

Payroll Services

2026-02-05

Mangrove Employer Services, Inc.Wells Fargo Bank National Association

Tampa, FL

33629

$2,608,900

$35K

7(a)

Payroll Services

2016-02-16

Hybrid Payroll, LLC Pathward National Association

Aurora, CO

80016

$2,585,700

$118K

7(a)

Payroll Services

2025-09-02

John Finn Associates LLC Newtek Small Business Finance, Inc.

New York, NY

10001

$2,382,000

$476K

7(a)

Payroll Services

2017-01-13

PAYROLL PARTNERS, INC.CFBank National Association

Ft Mitchell, KY

41017

$2,280,000

$127K

7(a)

Payroll Services

2019-05-08

Southwestern Payroll Service, Inc.Prosperity Bank

Tulsa, OK

74146

$2,000,000

$63K

7(a)

Payroll Services

2013-03-07

FOCUS HR INC Wells Fargo Bank National Association

Tucson, AZ

85715

$1,985,000

$165K

7(a)

Payroll Services

2017-07-05

LUXA ENTERPRISES, L.L.C.Simmons Bank

Tulsa, OK

74103

$1,964,600

$85K

7(a)

Payroll Services

2024-03-21

Consumer Direction, Incorporated Old National Bank

St Cloud, MN

56304

$1,800,000

$7K

7(a)

Payroll Services

2016-07-20

Magellan Human Capital Management Inc.Live Oak Banking Company

Lindon, UT

84042

$1,770,000

$89K

7(a)

Payroll Services

2021-04-06

Onpay, Inc SouthState Bank, National Association

Atlanta, GA

30309

$1,700,000

$53K

7(a)

Payroll Services

2019-06-04

VGCN Holdings LLC Intermountain Business Lending, Inc.

Spanish Fork, UT

84660

$1,658,000

$166K

504

Payroll Services

2025-01-22

THOMAS P. FINUCANE & ASSOCIATES, INC.First National Bank of Pennsylvania

Cleveland, OH

44124

$1,570,000

$174K

7(a)

Payroll Services

2025-05-12

On-Time Payroll Services LLC Rockland Trust Company

Waltham, MA

$1,557,000

$311K

7(a)

Payroll Services

2019-09-30

Payroll Service Solutions, LLC Tioga-Franklin Savings Bank

Southampton, PA

18966

$1,450,000

$41K

7(a)

Payroll Services

2016-02-04

US Solutions, Inc.Newtek Small Business Finance, Inc.

Sun Valley, CA

91352

$1,400,000

$6K

7(a)

Payroll Services

2023-01-24

GLASGOW CELTIC IRISH PUB & RESTAURANT Wells Fargo Bank National Association

Phoenix, AZ

85044

$1,362,900

$7K

7(a)

Payroll Services

2016-10-21

VERONICA LAKE Poppy Bank

San Juan Capistrano, CA

92675

$1,355,700

$75K

7(a)

Payroll Services

2018-07-02

Doyle HCM Inc Newtek Bank, National Association

Columbus, OH

43230

$1,350,000

$21K

7(a)

Payroll Services

2024-10-02

PREMIER PROPERTIES 2 LLC BankUnited, National Association

Massapequa, NY

11758

$1,339,700

$670K

7(a)

Payroll Services

2026-01-09

Payroll Services, LLC Atlantic Union Bank

Frederick, MD

21701

$1,308,600

$93K

7(a)

Payroll Services

2021-11-18

MassPay Inc

Lafayette, IN · 47901

$5,000,000

7(a)

Live Oak Banking Company$51K/job · 2024-08-30

First Bank of the Lake$5.0M/job · 2022-10-05

Webster Bank National Association$221K/job · 2015-09-25

Mangrove Employer Services, Inc.

Tampa, FL · 33629

$2,930,000

7(a)

Wells Fargo Bank National Association$39K/job · 2015-07-16

Celtic Bank Corporation$148K/job · 2026-02-05

Mangrove Employer Services, Inc.

Tampa, FL · 33629

$2,608,900

7(a)

Wells Fargo Bank National Association$35K/job · 2016-02-16

Pathward National Association$118K/job · 2025-09-02

John Finn Associates LLC

New York, NY · 10001

$2,382,000

7(a)

Newtek Small Business Finance, Inc.$476K/job · 2017-01-13

PAYROLL PARTNERS, INC.

Ft Mitchell, KY · 41017

$2,280,000

7(a)

CFBank National Association$127K/job · 2019-05-08

Southwestern Payroll Service, Inc.

Tulsa, OK · 74146

$2,000,000

7(a)

Prosperity Bank$63K/job · 2013-03-07

Wells Fargo Bank National Association$165K/job · 2017-07-05

LUXA ENTERPRISES, L.L.C.

Tulsa, OK · 74103

$1,964,600

7(a)

Simmons Bank$85K/job · 2024-03-21

Consumer Direction, Incorporated

St Cloud, MN · 56304

$1,800,000

7(a)

Old National Bank$7K/job · 2016-07-20

Magellan Human Capital Management Inc.

Lindon, UT · 84042

$1,770,000

7(a)

Live Oak Banking Company$89K/job · 2021-04-06

SouthState Bank, National Association$53K/job · 2019-06-04

VGCN Holdings LLC

Spanish Fork, UT · 84660

$1,658,000

504

Intermountain Business Lending, Inc.$166K/job · 2025-01-22

THOMAS P. FINUCANE & ASSOCIATES, INC.

Cleveland, OH · 44124

$1,570,000

7(a)

First National Bank of Pennsylvania$174K/job · 2025-05-12

On-Time Payroll Services LLC

Waltham, MA

$1,557,000

7(a)

Rockland Trust Company$311K/job · 2019-09-30

Payroll Service Solutions, LLC

Southampton, PA · 18966

$1,450,000

7(a)

Tioga-Franklin Savings Bank$41K/job · 2016-02-04

US Solutions, Inc.

Sun Valley, CA · 91352

$1,400,000

7(a)

Newtek Small Business Finance, Inc.$6K/job · 2023-01-24

GLASGOW CELTIC IRISH PUB & RESTAURANT

Phoenix, AZ · 85044

$1,362,900

7(a)

Wells Fargo Bank National Association$7K/job · 2016-10-21

VERONICA LAKE

San Juan Capistrano, CA · 92675

$1,355,700

7(a)

Poppy Bank$75K/job · 2018-07-02

Newtek Bank, National Association$21K/job · 2024-10-02

PREMIER PROPERTIES 2 LLC

Massapequa, NY · 11758

$1,339,700

7(a)

BankUnited, National Association$670K/job · 2026-01-09

Payroll Services, LLC

Frederick, MD · 21701

$1,308,600

7(a)

Atlantic Union Bank$93K/job · 2021-11-18

1–25 of 427

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