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NAICS 48211248

SBA Loans for Short Line Railroads

Short Line Railroads are one of the most-funded SBA 7(a) industries. Explore which lenders are actually approving short line railroads loans, what loan sizes they fund, and where activity is concentrated.

Find lenders funding short line railroads
Total loans
21
all programs
Approved $
$16.7M
last 5 years
Avg loan
$796K
median $145K
Most active lender
BancFirst
2 loans
Jobs supported
312K
cumulative

Loan size distribution

SBA 7(a) · LAST 12 MONTHS
14.3%
19%
19%
9.5%
9.5%
19%
9.5%
<$50K
$50–100K
$100–250K
$250–500K
$500K–1M
$1–2M
$2M+
Most common range
$100K – $250K
34% of loans
Median
$145,000
90th percentile
$612,000
SHORT LINE RAILROADS-FRIENDLY LENDERS

The 5 lenders that approved 41% of short line railroads SBA loans last year.

Submit your short line railroads profile and we'll prioritize lenders that have already funded similar concept, size, and geography.

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Top lenders for short line railroads

BancFirst
2
Rockland Trust Company
2
Bank of Hope
1
Business Loan Center, LLC
1
Citizens Bank, National Association
1
Columbia Bank
1

Top states for short line railroads loans

NY
3
IL
2
MA
2
OK
2
PA
2
CA
1
Loan records · Short Line Railroads
21 records
Sort:
Brookhaven Terminal Operations LLC
Yaphank, NY · 11980
$3,900,000
7(a)
Dime Community Bank$433K/job · 2018-03-02
ARKANSAS-OKLAHOMA RAILROAD, INC.
Wilburton, OK · 74578
$3,000,000
7(a)
BancFirst$60K/job · 2016-02-18
EAST PENN RAILWAYS
Langhorne, PA · 19047
$1,900,000
7(a)
Business Loan Center, LLC$100K/job · 2005-05-19
Chicago Rock Island & Pacific Railroad LLC
Hernando, MS · 38632
$1,593,000
7(a)
Renasant Bank$66K/job · 2021-07-13
WESTERN NY & PENNSYLVANIA RAIL
Lakeville, NY · 14480
$1,500,000
7(a)
Tompkins Community Bank2005-01-26
CAPE RAIL INC
Hyannis, MA
$1,385,000
7(a)
Rockland Trust Company$69K/job · 2007-08-17
IOWA NORTHERN RAILWAY COMPANY
Greene, IA · 50636
$945,300
7(a)
Lincoln Savings Bank2005-11-07
PENN EASTERN RAIL LINES INC
Langhorne, PA · 19407
$827,000
504
South Eastern Economic Development Company of Pennsylvania$103K/job · 2005-04-13
IOWA PACIFIC HOLDINGS LLC PERM
Chicago, IL · 60661
$420,000
7(a)
GE Capital Small Business Finance Corporation$28K/job · 2002-11-26
WESTERN CAROLINA TERMINAL SERV
Landrum, SC · 29356
$270,000
7(a)
First Horizon Bank$45K/job · 2005-03-15
DURBIN & GREENBRIER VALLEY RAILROAD, INC
Durbin, WV · 26264
$200,000
7(a)
Davis Trust Company$4K/job · 2014-11-17
ARKANSAS-OKLAHOMA RAILROAD, INC.
Wilburton, OK · 74578
$165,200
7(a)
BancFirst$4K/job · 2017-02-15
Diversified Track Works LLC
Geneseo, IL · 61254
$150,000
7(a)
Wells Fargo Bank National Association$5K/job · 2013-04-08
CAPE RAIL INC
Hyannis, MA
$115,000
7(a)
Rockland Trust Company$6K/job · 2007-08-17
Seaview Transportation Company, Inc.
North Kingstown, RI
$90,000
7(a)
The Washington Trust Company of Westerly$15K/job · 2006-11-16
Luxpass Inc
Hamburg, NY · 14075
$65,000
7(a)
Citizens Bank, National Association$7K/job · 2005-11-01
JTG Cox Inc.
Holly Springs, NC · 27540
$59,000
7(a)
Truist Bank$20K/job · 2006-04-21
UNIVERSE EXPRESS INC
South Hackensack (Township Of), NJ
$50,000
7(a)
Federal Deposit Insurance Corporation$6K/job · 2007-05-17
MOTIVE SERVICES COMPANY, LLC
Connersville, IN · 47331
$25,000
7(a)
U.S. Bank, National Association$5K/job · 2007-08-16
University Tours, Inc.
Alameda, CA · 94501
$25,000
7(a)
Bank of Hope$5K/job · 2007-10-19
Oregon Pacific Railroad Company Incorporated
Molalla, OR · 97038
$25,000
7(a)
Columbia Bank2020-09-28
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