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NAICS 45951045

SBA Loans for Used Merchandise Retailers

Used Merchandise Retailers are one of the most-funded SBA 7(a) industries. Explore which lenders are actually approving used merchandise retailers loans, what loan sizes they fund, and where activity is concentrated.

Find lenders funding used merchandise retailers
Total loans
428
all programs
Approved $
$149.8M
last 5 years
Avg loan
$350K
median $145K
Most active lender
The Huntington National Bank
47 loans
Jobs supported
312K
cumulative

Loan size distribution

SBA 7(a) · LAST 12 MONTHS
21.5%
15.9%
20.1%
17.1%
18%
6.1%
1.4%
<$50K
$50–100K
$100–250K
$250–500K
$500K–1M
$1–2M
$2M+
Most common range
$100K – $250K
34% of loans
Median
$145,000
90th percentile
$612,000
USED MERCHANDISE RETAILERS-FRIENDLY LENDERS

The 5 lenders that approved 41% of used merchandise retailers SBA loans last year.

Submit your used merchandise retailers profile and we'll prioritize lenders that have already funded similar concept, size, and geography.

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Top lenders for used merchandise retailers

The Huntington National Bank
47
Manufacturers and Traders Trust Company
23
U.S. Bank, National Association
21
Citizens Bank
20
Newtek Bank, National Association
20
Readycap Lending, LLC
19

Top states for used merchandise retailers loans

CA
41
TX
35
NY
31
FL
24
MI
24
OH
19
Loan records · Used Merchandise Retailers
428 records
Sort:
Pedro Marquez and Candida Marquez
Modesto, CA · 95358
$5,000,000
7(a)
BMO Bank National Association2014-12-04
GatorLillys
Winter Park, FL · 32789
$2,475,000
7(a)
First Internet Bank of Indiana$309K/job · 2025-01-15
OHIO JEWELRY GOLD & PAWN LLC
Canton, OH · 44709
$2,475,000
7(a)
American Momentum Bank$354K/job · 2025-11-13
Pavilion Enterprises, LLC
Douglas, MI · 49406
$2,433,900
7(a)
Horizon Bank$243K/job · 2025-07-31
Bill's Flea Market OC LLC
Lithia Springs, GA · 30122
$2,170,000
7(a)
Port 51 Lending LLC$241K/job · 2025-08-04
JADE REAL ESTATE INC
Tacoma, WA · 98444
$2,000,000
7(a)
Enterprise Bank & Trust$333K/job · 2022-12-07
Providence Equipment, LLC
Kemp, TX · 75143
$1,859,000
504
North Texas Certified Development Corporation$372K/job · 2025-12-06
Stardust Vintage Emporium LLC
Fair Oaks, CA · 95628
$1,805,000
504
Mortgage Capital Development Corporation$451K/job · 2025-09-22
SARC Properties LLC
Santa Rosa, CA · 95403
$1,785,000
7(a)
Columbia Bank$149K/job · 2022-09-30
Luck Enterprises, Inc.
Williston, VT
$1,766,000
7(a)
VelocitySBA, LLC$59K/job · 2026-03-12
DOP ANTIQUES
New Orleans, LA · 70121
$1,721,000
7(a)
First Internet Bank of Indiana$344K/job · 2024-01-13
UC Pearland LLC
Pearland, TX · 77584
$1,710,000
7(a)
b1BANK$43K/job · 2025-09-04
Chestnuts & Papaya, Inc.
Los Angeles, CA · 90016
$1,672,000
504
Business Finance Capital$557K/job · 2023-03-03
VRK, LLC
Oklahoma City, OK · 73127
$1,630,000
7(a)
Live Oak Banking Company$109K/job · 2024-01-03
RMB'S ARTS AND ANTIQUES LLC
Spring Hill, FL · 34610
$1,500,000
7(a)
SouthState Bank, National Association$375K/job · 2022-10-18
Elk Pawn LLC
Elkin, NC · 28621
$1,478,000
7(a)
First Community Bank$493K/job · 2025-03-24
Western Trading Post LLC.
Wickenburg, AZ · 85390
$1,433,500
7(a)
Mountain America FCU$72K/job · 2024-09-12
The Purse Ladies Holdings, LLC
Boca Raton, FL · 33433
$1,400,000
7(a)
First Internet Bank of Indiana$127K/job · 2023-07-28
Shop N1 at Tempe LLC
Phoenix, AZ · 85023
$1,330,000
7(a)
Port 51 Lending LLC$222K/job · 2025-11-24
Boulder Sports Recycler LLC
Boulder, CO · 80303
$1,304,000
504
B:Side Capital$261K/job · 2024-05-15
VRK, LLC
Oklahoma City, OK · 73127
$1,250,000
7(a)
Live Oak Banking Company$89K/job · 2022-07-26
Lucky Day Liquidation Inc
Visalia, CA · 93277
$1,214,000
504
AMPAC Tri-State CDC, Inc.$61K/job · 2025-09-17
Boulevard Pawn Shop, Inc
Lawndale, CA · 90260
$1,125,000
7(a)
US Metro Bank$563K/job · 2026-03-12
Emsalu Bridge, LLC
Fairfield, CA · 94533
$1,106,000
504
Greater Sacramento Certified Development Corporation$79K/job · 2024-08-21
Atomic Antiques LLC
Madison, WI · 53711
$1,099,000
504
WBD, Inc.$220K/job · 2022-05-05
1–25 of 428
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