NAICS 45612045

SBA Loans for Cosmetics, Beauty Supplies, and Perfume Retailers

Cosmetics, Beauty Supplies, and Perfume Retailers are one of the most-funded SBA 7(a) industries. Explore which lenders are actually approving cosmetics, beauty supplies, and perfume retailers loans, what loan sizes they fund, and where activity is concentrated.

Find lenders funding cosmetics, beauty supplies, and perfume retailers

Total loans

747

all programs

Approved $

$327.8M

last 5 years

Avg loan

$439K

median $145K

Most active lender

Newtek Bank, National Association

41 loans

Jobs supported

312K

cumulative

Loan size distribution

SBA 7(a) · LAST 12 MONTHS

20.7%

14.2%

26%

16.7%

10.3%

6.7%

5.4%

<$50K

$50–100K

$100–250K

$250–500K

$500K–1M

$1–2M

$2M+

Most common range

$100K – $250K

34% of loans

Median

$145,000

90th percentile

$612,000

COSMETICS, BEAUTY SUPPLIES, AND PERFUME RETAILERS-FRIENDLY LENDERS

The 5 lenders that approved 41% of cosmetics, beauty supplies, and perfume retailers SBA loans last year.

Submit your cosmetics, beauty supplies, and perfume retailers profile and we'll prioritize lenders that have already funded similar concept, size, and geography.

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Top lenders for cosmetics, beauty supplies, and perfume retailers

Newtek Bank, National Association

Bank of Hope

The Huntington National Bank

Readycap Lending, LLC

TD Bank, National Association

Northeast Bank

Top states for cosmetics, beauty supplies, and perfume retailers loans

126

Loan records · Cosmetics, Beauty Supplies, and Perfume Retailers

Showing largest 500 of 747 records

Sort:

Borrower

Location

Program

Industry

Style Edit Inc.Newtek Bank, National Association

Stony Point, NY

10980

$5,000,000

$172K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2023-10-20

MCFARLAND PACKAGE WLB RE LLC Metro City Bank

Alpharetta, GA

30004

$5,000,000

$455K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2022-05-18

Respected Roots LLC Old National Bank

Lawrenceville, GA

30043

$5,000,000

$128K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2023-12-19

Straight Ahead Beauty Live Oak Banking Company

Sunrise, FL

33323

$5,000,000

$385K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2025-05-07

EWF Solutions LLC The Huntington National Bank

Ann Arbor, MI

48103

$4,933,600

$260K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2022-06-23

JW KIM ENTERPRISES LLC Metro City Bank

Marietta, GA

30062

$4,510,000

$451K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2024-06-28

Nails Cost, Inc.East West Bank

Garden Grove, CA

92843

$4,428,400

$633K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2025-02-19

ATV World, LLC Capital Access Group, Inc.

San Jose, CA

95134

$4,180,000

$87K

504

Cosmetics, Beauty Supplies, and Perfume Retailers

2024-06-06

Mount Lai First Internet Bank of Indiana

Lewes, DE

19958

$3,848,000

$770K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2024-06-21

OC PROPERTY INC Bank of Hope

Houston, TX

77095

$3,740,000

$340K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2023-11-10

Farren Grove LLC Community Bank & Trust-West Georgia

Elburn, IL

60119

$3,651,000

$3.7M

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2025-03-18

SK Beauty Supply Inc PromiseOne Bank

Snellville, GA

30078

$3,623,000

$201K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2025-08-19

AJK ENTERPRISE LLC Pinnacle Bank

Cordova, TN

38016

$3,555,500

$198K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2023-11-16

Herra Bella Corporation Bank of Hope

Houston, TX

77077

$3,423,000

$156K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2023-08-11

Bliss and Bloom LLC North State Bank

Saint Louis, MO

63136

$3,218,000

$248K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2025-02-25

Spa Nails Supply, Inc.Florida Business Development Corporation

Orlando, FL

32807

$3,161,000

$351K

504

Cosmetics, Beauty Supplies, and Perfume Retailers

2023-12-29

WFP Realty LLC Enterprise Bank & Trust

Dallas, TX

75207

$3,157,700

$451K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2022-05-27

INOJS LLC Loyal Trust Bank

Centerville, GA

31028

$3,150,000

$315K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2022-05-24

Archer Beauty Supply, Inc.PCB Bank

Gainesville, FL

32608

$3,105,000

$518K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2024-04-19

N8iV Beauty, Inc.Legacy Bank

San Diego, CA

92101

$3,010,000

$376K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2024-11-01

BEAUTY STORE USA INC FinWise Bank

Monroe, NY

10940

$3,000,000

$125K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2024-05-30

Beauty Store USA Inc FinWise Bank

Highland Mills, NY

10930

$3,000,000

$125K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2024-06-14

BM Okeechobee LLC Metro City Bank

West Palm Beach, FL

33409

$3,000,000

$38K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2025-08-12

MSAE INVESTMENTS LLC 22nd State Bank, A Division of 22nd State Banking Company

Jonesboro, GA

30236

$2,958,000

$1.5M

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2023-07-18

AE 5015 Beauty Supply Corp New Millennium Bank

Brooklyn, NY

11203

$2,950,000

$738K

7(a)

Cosmetics, Beauty Supplies, and Perfume Retailers

2024-07-30

Style Edit Inc.

Stony Point, NY · 10980

$5,000,000

7(a)

Newtek Bank, National Association$172K/job · 2023-10-20

MCFARLAND PACKAGE WLB RE LLC

Alpharetta, GA · 30004

$5,000,000

7(a)

Metro City Bank$455K/job · 2022-05-18

Respected Roots LLC

Lawrenceville, GA · 30043

$5,000,000

7(a)

Old National Bank$128K/job · 2023-12-19

Straight Ahead Beauty

Sunrise, FL · 33323

$5,000,000

7(a)

Live Oak Banking Company$385K/job · 2025-05-07

EWF Solutions LLC

Ann Arbor, MI · 48103

$4,933,600

7(a)

The Huntington National Bank$260K/job · 2022-06-23

JW KIM ENTERPRISES LLC

Marietta, GA · 30062

$4,510,000

7(a)

Metro City Bank$451K/job · 2024-06-28

Nails Cost, Inc.

Garden Grove, CA · 92843

$4,428,400

7(a)

East West Bank$633K/job · 2025-02-19

Capital Access Group, Inc.$87K/job · 2024-06-06

First Internet Bank of Indiana$770K/job · 2024-06-21

Bank of Hope$340K/job · 2023-11-10

Community Bank & Trust-West Georgia$3.7M/job · 2025-03-18

SK Beauty Supply Inc

Snellville, GA · 30078

$3,623,000

7(a)

PromiseOne Bank$201K/job · 2025-08-19

Pinnacle Bank$198K/job · 2023-11-16

Herra Bella Corporation

Houston, TX · 77077

$3,423,000

7(a)

Bank of Hope$156K/job · 2023-08-11

Bliss and Bloom LLC

Saint Louis, MO · 63136

$3,218,000

7(a)

North State Bank$248K/job · 2025-02-25

Spa Nails Supply, Inc.

Orlando, FL · 32807

$3,161,000

504

Florida Business Development Corporation$351K/job · 2023-12-29

Enterprise Bank & Trust$451K/job · 2022-05-27

INOJS LLC

Centerville, GA · 31028

$3,150,000

7(a)

Loyal Trust Bank$315K/job · 2022-05-24

Archer Beauty Supply, Inc.

Gainesville, FL · 32608

$3,105,000

7(a)

PCB Bank$518K/job · 2024-04-19

N8iV Beauty, Inc.

San Diego, CA · 92101

$3,010,000

7(a)

Legacy Bank$376K/job · 2024-11-01

FinWise Bank$125K/job · 2024-05-30

Beauty Store USA Inc

Highland Mills, NY · 10930

$3,000,000

7(a)

FinWise Bank$125K/job · 2024-06-14

BM Okeechobee LLC

West Palm Beach, FL · 33409

$3,000,000

7(a)

Metro City Bank$38K/job · 2025-08-12

MSAE INVESTMENTS LLC

Jonesboro, GA · 30236

$2,958,000

7(a)

22nd State Bank, A Division of 22nd State Banking Company$1.5M/job · 2023-07-18

AE 5015 Beauty Supply Corp

Brooklyn, NY · 11203

$2,950,000

7(a)

New Millennium Bank$738K/job · 2024-07-30

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