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NAICS 31181131

SBA Loans for Retail Bakeries

Retail Bakeries are one of the most-funded SBA 7(a) industries. Explore which lenders are actually approving retail bakeries loans, what loan sizes they fund, and where activity is concentrated.

Find lenders funding retail bakeries
Total loans
4,261
all programs
Approved $
$1.2B
last 5 years
Avg loan
$287K
median $145K
Most active lender
Readycap Lending, LLC
337 loans
Jobs supported
312K
cumulative

Loan size distribution

SBA 7(a) · LAST 12 MONTHS
26.4%
15.3%
22.9%
17.4%
12.6%
4.2%
1.2%
<$50K
$50–100K
$100–250K
$250–500K
$500K–1M
$1–2M
$2M+
Most common range
$100K – $250K
34% of loans
Median
$145,000
90th percentile
$612,000
RETAIL BAKERIES-FRIENDLY LENDERS

The 5 lenders that approved 41% of retail bakeries SBA loans last year.

Submit your retail bakeries profile and we'll prioritize lenders that have already funded similar concept, size, and geography.

Get matched
~ 2 MIN · NO COMMITMENT

Top lenders for retail bakeries

Readycap Lending, LLC
337
The Huntington National Bank
208
Bank of America, National Association
147
Wells Fargo Bank National Association
146
JPMorgan Chase Bank, National Association
135
PNC Bank, National Association
122

Top states for retail bakeries loans

CA
528
NY
398
TX
287
NJ
224
FL
221
PA
199
Loan records · Retail Bakeries
Showing largest 500 of 4,261 records
Sort:
Canyon Bakehouse, LLC
Johnstown, CO · 80534
$5,500,000
504
B:Side Capital$183K/job · 2017-06-05
Donut Stop Dreamin, LLC
Crestview, FL · 32539
$5,000,000
7(a)
First Bank of the Lake$119K/job · 2021-08-09
Ordunos LLC
Fort Worth, TX · 76115
$4,606,000
7(a)
Texas Capital Bank$2.3M/job · 2024-01-21
MIG Waugh Chapel, LLC
Gambrills, MD · 21054
$4,400,000
7(a)
Live Oak Banking Company$102K/job · 2023-08-30
LE BUS BAKERY, INC.
King Of Prussia, PA · 19406
$4,400,000
7(a)
S & T Bank$19K/job · 2013-03-20
1515 Grandview, LLC
Yorkville, WI · 53126
$3,763,000
504
Racine County Economic Development Corporation$198K/job · 2021-03-03
4760 Paddock LLC
Cincinnati, OH · 45229
$3,677,000
7(a)
First Commonwealth Bank$1.8M/job · 2025-08-07
JAPONAISE BAKERY INC.
Fountain Valley, CA · 92708
$3,601,500
7(a)
BMO Bank National Association$45K/job · 2016-08-01
Cops & Doughnuts
Clare, MI · 48617
$3,123,000
7(a)
First Internet Bank of Indiana$39K/job · 2025-03-24
Cafe W Corp
Flushing, NY · 11354
$3,120,000
7(a)
Woori America Bank$780K/job · 2022-05-17
El Pueblo Super Market
Eureka, CA · 95503
$3,058,500
7(a)
Citizens Bank$191K/job · 2023-02-27
Sunrise Coffee and Bakery Inc.
Dartmouth, MA
$2,958,500
7(a)
Webster Bank National Association$78K/job · 2023-02-28
Doughtronics, Inc.
South San Francisco, CA · 94080
$2,948,000
504
Mortgage Capital Development Corporation$25K/job · 2024-02-12
CA Cupcakes Palo Alto LLC
San Ramon, CA · 94583
$2,923,700
7(a)
BMO Bank National Association$71K/job · 2023-10-19
JEC Investments Inc
Cranberry Township, PA · 16066
$2,890,000
7(a)
First National Bank of Pennsylvania$28K/job · 2025-09-09
Nolu Properties LLC
Seal Beach, CA · 90740
$2,868,700
7(a)
U.S. Bank, National Association$106K/job · 2025-08-26
Five Star Kids, LLC
Indio, CA · 92201
$2,774,000
504
AMPAC Tri-State CDC, Inc.$555K/job · 2021-02-04
Backhaus LLC
Burlingame, CA · 94010
$2,731,000
7(a)
Byline Bank$26K/job · 2022-12-30
Novodale LLC
Scottsdale, AZ · 85251
$2,625,000
504
Mortgage Capital Development Corporation$119K/job · 2025-05-13
Mayab Happy Tacos, Inc
Perth Amboy, NJ
$2,602,000
7(a)
Magyar Bank$63K/job · 2021-03-10
MAASSK Hospitality LLC
Flower Mound, TX · 75022
$2,594,800
7(a)
Hancock Whitney Bank$288K/job · 2025-02-18
Grand Central Bakery
Seattle, WA · 98134
$2,535,000
504
Evergreen Business Capital$1.3M/job · 2015-08-26
Burrow Bliss Enterprises LLC
Denton, TX · 76262
$2,514,000
7(a)
The Huntington National Bank$120K/job · 2025-07-31
Zetlian Bakery Inc.
Pico Rivera, CA · 90660
$2,500,000
7(a)
BMO Bank National Association$37K/job · 2010-12-16
Benjamin's Bakery
Surfside, SC · 29576
$2,475,000
7(a)
United Community Bank$85K/job · 2025-04-02
1–25 of 500 (largest 500 of 4,261)
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