SBA Loans in Watertown, NY

Explore recent SBA 7(a) and 504 lending activity in Watertown. See which lenders are active, what industries are getting funded, and how much capital is flowing into local small businesses.

Browse all loans Find lenders in Watertown

Total SBA loans

369

all programs

Approved $

$84.4M

last 24 months

Avg loan

$229K

median $245K

Active lenders

approved here

Jobs supported

2,421

cumulative

Loan activity map

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WATERTOWN · 369 LOANS

Top lenders in Watertown

Watertown Savings Bank

132

KeyBank National Association

Manufacturers and Traders Trust Company

Community Bank, National Association

Empire State Certified Development Corporation

HSBC Bank USA National Association

Top industries in Watertown

Offices of Physicians (except Mental Health Specialists)

Full-Service Restaurants

Limited-Service Restaurants

"Beer, Wine, and Liquor Stores"

Drinking Places (Alcoholic Beverages)

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Loan records · Watertown, NY

369 records

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Borrower

Location

Program

Industry

Thousand Islands Hospitality, LLC Hana Bank USA National Association

Watertown, NY

13601

$5,000,000

$167K

7(a)

Hotels (except Casino Hotels) and Motels

2011-05-03

M.B. Kayani Physician, P.C.T Bank, National Association

Watertown, NY

13601

$2,701,500

$59K

7(a)

Offices of Physicians (except Mental Health Specialists)

2026-01-30

Jafeco Inc.Readycap Lending, LLC

Watertown, NY

13601

$2,119,100

$92K

7(a)

"General Freight Trucking, Local"

2025-07-08

Renzi Bros., Inc.Empire State Certified Development Corporation

Watertown, NY

13601

$2,097,000

$140K

504

General Line Grocery Merchant Wholesalers

2015-07-22

Waterberry Lodging Company Empire State Certified Development Corporation

Watertown, NY

13601

$2,000,000

—

504

Hotels (except Casino Hotels) and Motels

2010-01-12

CFM FOOD DISTRIBUTORS Greater Syracuse Business Development Corporation

Watertown, NY

13601

$1,940,000

$17K

504

General Line Grocery Merchant Wholesalers

2007-06-11

North American Tapes, LLC Empire State Certified Development Corporation

Watertown, NY

13601

$1,441,000

—

504

All Other Plastics Product Manufacturing

2024-06-07

Davidson Chevrolet Cadillac, Inc.Empire State Certified Development Corporation

Watertown, NY

13601

$1,421,000

$28K

504

New Car Dealers

2011-09-20

M-FIVE WINE CONCEPTS, INC.Watertown Savings Bank

Watertown, NY

13601

$1,215,000

$152K

7(a)

"Beer, Wine, and Liquor Stores"

2010-05-17

Jafeco Inc.Readycap Lending, LLC

Watertown, NY

13601

$1,120,100

$80K

7(a)

Local Messengers and Local Delivery

2024-09-09

Davidson Ford, Inc.Empire State Certified Development Corporation

Watertown, NY

13601

$1,048,000

$21K

504

New Car Dealers

2011-09-20

1030 Watertown Realty LLC PCB Bank

Watertown, NY

13601

$1,020,000

$255K

7(a)

Hotels (except Casino Hotels) and Motels

2020-02-20

BEST DISTRIBUTING CO., INC.KeyBank National Association

Watertown, NY

13601

$1,000,000

—

7(a)

Beer and Ale Wholesalers

1997-06-09

LCO Destiny LLC Manufacturers and Traders Trust Company

Watertown, NY

13601

$1,000,000

$5K

7(a)

All Other Miscellaneous Wood Product Manufacturing

2015-08-04

OGILVIE FOODS, INC.Community Bank, National Association

Watertown, NY

13601

$987,608

—

7(a)

"Dry, Condensed, and Evaporated Dairy Product Manufacturing"

1991-01-16

Evergreen Family Limited Partnership Empire State Certified Development Corporation

Watertown, NY

13601

$939,000

$939K

504

Car Washes

2015-01-21

WATERTOWN TRAVELODGE Customers Bank

Watertown, NY

13601

$935,000

—

7(a)

Hotels (except Casino Hotels) and Motels

2004-12-13

Rubenzahl, Knudsen & Associates Psycholo Empire State Certified Development Corporation

Watertown, NY

13601

$925,000

$463K

504

Offices of Mental Health Practitioners (except Physicians)

2015-02-03

Logan R. Curtis Watertown Savings Bank

Watertown, NY

13601

$919,900

$115K

7(a)

Offices of Dentists

2019-05-31

Davidson Nissan, Inc.Empire State Certified Development Corporation

Watertown, NY

13601

$898,000

$180K

504

New Car Dealers

2012-11-13

MILLMAN, PHILIP J.GE Capital Small Business Finance Corporation

Watertown, NY

13601

$873,000

—

7(a)

—

1991-07-15

PALA WOOD SERVICES COMPANY, IN Federal Deposit Insurance Corporation

Watertown, NY

13601

$859,000

—

7(a)

—

1991-09-20

Family Medicine of Northern New York Newtek Bank, National Association

Watertown, NY

13601

$800,000

$73K

7(a)

Offices of Physicians (except Mental Health Specialists)

2025-12-09

BEST DISTRIBUTING CO., INC.KeyBank National Association

Watertown, NY

13601

$800,000

—

7(a)

Beer and Ale Wholesalers

1997-06-09

CFM FOOD DISTRIBUTORS GE Capital Small Business Finance Corporation

Watertown, NY

13601

$710,000

$20K

7(a)

General Line Grocery Wholesalers

1999-12-01

Thousand Islands Hospitality, LLC

Watertown, NY · 13601

$5,000,000

7(a)

Hana Bank USA National Association$167K/job · 2011-05-03

M.B. Kayani Physician, P.C.

Watertown, NY · 13601

$2,701,500

7(a)

T Bank, National Association$59K/job · 2026-01-30

Jafeco Inc.

Watertown, NY · 13601

$2,119,100

7(a)

Readycap Lending, LLC$92K/job · 2025-07-08

Renzi Bros., Inc.

Watertown, NY · 13601

$2,097,000

504

Empire State Certified Development Corporation$140K/job · 2015-07-22

Waterberry Lodging Company

Watertown, NY · 13601

$2,000,000

504

Empire State Certified Development Corporation2010-01-12

CFM FOOD DISTRIBUTORS

Watertown, NY · 13601

$1,940,000

504

Greater Syracuse Business Development Corporation$17K/job · 2007-06-11

North American Tapes, LLC

Watertown, NY · 13601

$1,441,000

504

Empire State Certified Development Corporation2024-06-07

Davidson Chevrolet Cadillac, Inc.

Watertown, NY · 13601

$1,421,000

504

Empire State Certified Development Corporation$28K/job · 2011-09-20

M-FIVE WINE CONCEPTS, INC.

Watertown, NY · 13601

$1,215,000

7(a)

Watertown Savings Bank$152K/job · 2010-05-17

Jafeco Inc.

Watertown, NY · 13601

$1,120,100

7(a)

Readycap Lending, LLC$80K/job · 2024-09-09

Davidson Ford, Inc.

Watertown, NY · 13601

$1,048,000

504

Empire State Certified Development Corporation$21K/job · 2011-09-20

1030 Watertown Realty LLC

Watertown, NY · 13601

$1,020,000

7(a)

PCB Bank$255K/job · 2020-02-20

BEST DISTRIBUTING CO., INC.

Watertown, NY · 13601

$1,000,000

7(a)

KeyBank National Association1997-06-09

LCO Destiny LLC

Watertown, NY · 13601

$1,000,000

7(a)

Manufacturers and Traders Trust Company$5K/job · 2015-08-04

OGILVIE FOODS, INC.

Watertown, NY · 13601

$987,608

7(a)

Community Bank, National Association1991-01-16

Evergreen Family Limited Partnership

Watertown, NY · 13601

$939,000

504

Empire State Certified Development Corporation$939K/job · 2015-01-21

WATERTOWN TRAVELODGE

Watertown, NY · 13601

$935,000

7(a)

Customers Bank2004-12-13

Rubenzahl, Knudsen & Associates Psycholo

Watertown, NY · 13601

$925,000

504

Empire State Certified Development Corporation$463K/job · 2015-02-03

Logan R. Curtis

Watertown, NY · 13601

$919,900

7(a)

Watertown Savings Bank$115K/job · 2019-05-31

Davidson Nissan, Inc.

Watertown, NY · 13601

$898,000

504

Empire State Certified Development Corporation$180K/job · 2012-11-13

MILLMAN, PHILIP J.

Watertown, NY · 13601

$873,000

7(a)

GE Capital Small Business Finance Corporation1991-07-15

PALA WOOD SERVICES COMPANY, IN

Watertown, NY · 13601

$859,000

7(a)

Federal Deposit Insurance Corporation1991-09-20

Family Medicine of Northern New York

Watertown, NY · 13601

$800,000

7(a)

Newtek Bank, National Association$73K/job · 2025-12-09

BEST DISTRIBUTING CO., INC.

Watertown, NY · 13601

$800,000

7(a)

KeyBank National Association1997-06-09

CFM FOOD DISTRIBUTORS

Watertown, NY · 13601

$710,000

7(a)

GE Capital Small Business Finance Corporation$20K/job · 1999-12-01

1–25 of 369

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