SBA Loans in Santa Rosa Beach, FL

Explore recent SBA 7(a) and 504 lending activity in Santa Rosa Beach. See which lenders are active, what industries are getting funded, and how much capital is flowing into local small businesses.

Browse all loans Find lenders in Santa Rosa Beach

Total SBA loans

205

all programs

Approved $

$96.6M

last 24 months

Avg loan

$471K

median $245K

Active lenders

approved here

Jobs supported

2,420

cumulative

Loan activity map

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SANTA ROSA BEACH · 205 LOANS

Top lenders in Santa Rosa Beach

Community Bank of Mississippi

Florida First Capital Finance Corporation, Inc.

Hancock Whitney Bank

Florida Business Development Corporation

Trustmark Bank

Wells Fargo Bank National Association

Top industries in Santa Rosa Beach

Full-Service Restaurants

Recreational Goods Rental

Other Services to Buildings and Dwellings

Residential Property Managers

Veterinary Services

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Loan records · Santa Rosa Beach, FL

205 records

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Borrower

Location

Program

Industry

Encore Resales, Inc.Sunshine State Economic Development Corporation

Santa Rosa Beach, FL

32459

$5,500,000

$1.8M

504

Furniture Stores

2021-10-20

30A Social LLC Florida First Capital Finance Corporation, Inc.

Santa Rosa Beach, FL

32459

$5,000,000

$200K

504

Fitness and Recreational Sports Centers

2025-01-15

Watercolor Pizza, LLC First Internet Bank of Indiana

Santa Rosa Beach, FL

32459

$4,705,000

$105K

7(a)

Full-Service Restaurants

2023-11-25

Kindness Pet Hospital Live Oak Banking Company

Santa Rosa Beach, FL

32459

$3,050,000

$133K

7(a)

Veterinary Services

2024-10-10

Chiringo 30A LLC Pinnacle Bank

Santa Rosa Beach, FL

32459

$2,499,900

$49K

7(a)

Full-Service Restaurants

2015-10-14

Bream Guinea, LLC Ameris Bank

Santa Rosa Beach, FL

32459

$2,270,500

$2.3M

7(a)

Lessors of Miniwarehouses and Self-Storage Units

2012-10-03

Onward Reserve Seaside LLC Florida First Capital Finance Corporation, Inc.

Santa Rosa Beach, FL

32459

$2,235,000

$86K

504

Clothing and Clothing Accessories Retailers

2024-12-09

Bream Guinea, LLC Ameris Bank

Santa Rosa Beach, FL

32459

$2,175,000

—

7(a)

Lessors of Miniwarehouses and Self-Storage Units

2012-06-04

Whitney Streck Byline Bank

Santa Rosa Beach, FL

32459

$1,850,000

$925K

7(a)

Portfolio Management and Investment Advice

2024-09-26

Salt Legacy Inc.VelocitySBA, LLC

Santa Rosa Beach, FL

32459

$1,642,000

$1.6M

7(a)

Solid Waste Landfill

2024-06-12

SBL Entertainment Corp The Huntington National Bank

Santa Rosa Beach, FL

32459

$1,600,000

$16K

7(a)

All Other Amusement and Recreation Industries

2020-08-05

Gulf South Hospitality, LLC Hancock Whitney Bank

Santa Rosa Beach, FL

32459

$1,443,900

$37K

7(a)

Full-Service Restaurants

2019-03-25

Chiringo 30A LLC Florida Business Development Corporation

Santa Rosa Beach, FL

32459

$1,434,000

$37K

504

Full-Service Restaurants

2023-07-25

Blue Waters Entertainment, LLC Florida First Capital Finance Corporation, Inc.

Santa Rosa Beach, FL

32459

$1,296,000

$27K

504

Amusement and Theme Parks

2020-07-01

Coastal Innovations, LLC Florida Business Development Corporation

Santa Rosa Beach, FL

32459

$1,263,000

$84K

504

Full-Service Restaurants

2014-03-07

Ficom LLC Newtek Bank, National Association

Santa Rosa Beach, FL

32459

$1,260,000

$210K

7(a)

Telecommunications Resellers

2026-01-29

Second Wind Consulting, Inc.Hancock Whitney Bank

Santa Rosa Beach, FL

32459

$1,248,000

$113K

7(a)

All Other Personal Services

2021-06-30

PNC Logistics, Inc Readycap Lending, LLC

Santa Rosa Beach, FL

32459

$1,028,000

$54K

7(a)

Couriers

2018-08-27

AndersenConnor, LLC Live Oak Banking Company

Santa Rosa Beach, FL

32459

$1,025,000

$342K

7(a)

Veterinary Services

2014-04-24

ECAE LLC The Huntington National Bank

Santa Rosa Beach, FL

32459

$1,000,000

$167K

7(a)

Engineering Services

2025-11-21

Ramsey 04, LLC Florida Capital Bank, National Association

Santa Rosa Beach, FL

32459

$1,000,000

$18K

7(a)

Full-Service Restaurants

2020-02-13

Sellers Tile Distributors, Inc.Florida Business Development Corporation

Santa Rosa Beach, FL

32459

$969,000

—

504

Floor Covering Stores

2018-11-02

MRC Lawn Care & Maintenance Inc Florida Business Development Corporation

Santa Rosa Beach, FL

32459

$953,000

$191K

504

Landscaping Services

2025-12-01

Michael Patton and Amanda Patton Florida First Capital Finance Corporation, Inc.

Santa Rosa Beach, FL

32459

$930,000

$103K

504

Freestanding Ambulatory Surgical and Emergency Centers

2021-05-06

Phillip J. Lee dba Beachy Clean Car Wash & Detail Pinnacle Bank

Santa Rosa Beach, FL

32459

$883,000

$147K

7(a)

Car Washes

2008-05-06

Encore Resales, Inc.

Santa Rosa Beach, FL · 32459

$5,500,000

504

Sunshine State Economic Development Corporation$1.8M/job · 2021-10-20

30A Social LLC

Santa Rosa Beach, FL · 32459

$5,000,000

504

Florida First Capital Finance Corporation, Inc.$200K/job · 2025-01-15

Watercolor Pizza, LLC

Santa Rosa Beach, FL · 32459

$4,705,000

7(a)

First Internet Bank of Indiana$105K/job · 2023-11-25

Kindness Pet Hospital

Santa Rosa Beach, FL · 32459

$3,050,000

7(a)

Live Oak Banking Company$133K/job · 2024-10-10

Chiringo 30A LLC

Santa Rosa Beach, FL · 32459

$2,499,900

7(a)

Pinnacle Bank$49K/job · 2015-10-14

Bream Guinea, LLC

Santa Rosa Beach, FL · 32459

$2,270,500

7(a)

Ameris Bank$2.3M/job · 2012-10-03

Onward Reserve Seaside LLC

Santa Rosa Beach, FL · 32459

$2,235,000

504

Florida First Capital Finance Corporation, Inc.$86K/job · 2024-12-09

Bream Guinea, LLC

Santa Rosa Beach, FL · 32459

$2,175,000

7(a)

Ameris Bank2012-06-04

Whitney Streck

Santa Rosa Beach, FL · 32459

$1,850,000

7(a)

Byline Bank$925K/job · 2024-09-26

Salt Legacy Inc.

Santa Rosa Beach, FL · 32459

$1,642,000

7(a)

VelocitySBA, LLC$1.6M/job · 2024-06-12

SBL Entertainment Corp

Santa Rosa Beach, FL · 32459

$1,600,000

7(a)

The Huntington National Bank$16K/job · 2020-08-05

Gulf South Hospitality, LLC

Santa Rosa Beach, FL · 32459

$1,443,900

7(a)

Hancock Whitney Bank$37K/job · 2019-03-25

Chiringo 30A LLC

Santa Rosa Beach, FL · 32459

$1,434,000

504

Florida Business Development Corporation$37K/job · 2023-07-25

Blue Waters Entertainment, LLC

Santa Rosa Beach, FL · 32459

$1,296,000

504

Florida First Capital Finance Corporation, Inc.$27K/job · 2020-07-01

Coastal Innovations, LLC

Santa Rosa Beach, FL · 32459

$1,263,000

504

Florida Business Development Corporation$84K/job · 2014-03-07

Ficom LLC

Santa Rosa Beach, FL · 32459

$1,260,000

7(a)

Newtek Bank, National Association$210K/job · 2026-01-29

Second Wind Consulting, Inc.

Santa Rosa Beach, FL · 32459

$1,248,000

7(a)

Hancock Whitney Bank$113K/job · 2021-06-30

PNC Logistics, Inc

Santa Rosa Beach, FL · 32459

$1,028,000

7(a)

Readycap Lending, LLC$54K/job · 2018-08-27

AndersenConnor, LLC

Santa Rosa Beach, FL · 32459

$1,025,000

7(a)

Live Oak Banking Company$342K/job · 2014-04-24

ECAE LLC

Santa Rosa Beach, FL · 32459

$1,000,000

7(a)

The Huntington National Bank$167K/job · 2025-11-21

Ramsey 04, LLC

Santa Rosa Beach, FL · 32459

$1,000,000

7(a)

Florida Capital Bank, National Association$18K/job · 2020-02-13

Sellers Tile Distributors, Inc.

Santa Rosa Beach, FL · 32459

$969,000

504

Florida Business Development Corporation2018-11-02

MRC Lawn Care & Maintenance Inc

Santa Rosa Beach, FL · 32459

$953,000

504

Florida Business Development Corporation$191K/job · 2025-12-01

Michael Patton and Amanda Patton

Santa Rosa Beach, FL · 32459

$930,000

504

Florida First Capital Finance Corporation, Inc.$103K/job · 2021-05-06

Phillip J. Lee dba Beachy Clean Car Wash & Detail

Santa Rosa Beach, FL · 32459

$883,000

7(a)

Pinnacle Bank$147K/job · 2008-05-06

1–25 of 205

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