SBA Loans in Fernandina Beach, FL

Explore recent SBA 7(a) and 504 lending activity in Fernandina Beach. See which lenders are active, what industries are getting funded, and how much capital is flowing into local small businesses.

Browse all loans Find lenders in Fernandina Beach

Total SBA loans

543

all programs

Approved $

$210.2M

last 24 months

Avg loan

$387K

median $245K

Active lenders

approved here

Jobs supported

3,299

cumulative

Loan activity map

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FERNANDINA BEACH · 543 LOANS

Top lenders in Fernandina Beach

Pinnacle Bank

267

First Federal Bank

First National Bank of Nassau County

Florida First Capital Finance Corporation, Inc.

Pineland Bank

Bank of America, National Association

Top industries in Fernandina Beach

Full-Service Restaurants

Bed-and-Breakfast Inns

Limited-Service Restaurants

Offices of Physicians (except Mental Health Specialists)

Sporting Goods Stores

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Loan records · Fernandina Beach, FL

Showing largest 500 of 543 records

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Borrower

Location

Program

Industry

Seaside Amelia Inc FNB South

Fernandina Beach, FL

32034

$5,000,000

$100K

7(a)

Full-Service Restaurants

2015-09-30

Well Traveled Properties, LLC Truist Bank

Fernandina Beach, FL

32034

$4,380,000

—

7(a)

Other Miscellaneous Nondurable Goods Merchant Wholesalers

2018-11-14

Robinson 24-hour Veterinary Hospital, LLC Live Oak Banking Company

Fernandina Beach, FL

32034

$3,550,000

$55K

7(a)

Veterinary Services

2025-02-26

Sliders Seaside Grill, Inc.First Federal Bank

Fernandina Beach, FL

32034

$3,200,000

$53K

7(a)

Full-Service Restaurants

2011-05-25

Amelia Island Restaurant Group First Port City Bank

Fernandina Beach, FL

32034

$2,645,000

$661K

7(a)

Full-Service Restaurants

2025-02-05

Robinson 24-hour Veterinary Hospital, LLC Live Oak Banking Company

Fernandina Beach, FL

32034

$2,590,000

$96K

7(a)

Veterinary Services

2021-12-02

Amelia Med, LLC Pinnacle Bank

Fernandina Beach, FL

32034

$2,425,000

$81K

7(a)

Offices of Physicians (except Mental Health Specialists)

2013-12-24

Dunlop Hospitality Investments, LLC Coastal Area District Development Authority, Inc.

Fernandina Beach, FL

32034

$2,179,000

$726K

504

Bed-and-Breakfast Inns

2013-12-23

SLA Real Estate Holdings, LLC Fund-Ex Solutions Group, LLC

Fernandina Beach, FL

32034

$2,177,000

$121K

7(a)

Food (Health) Supplement Stores

2021-07-23

The Sandbar & Kitchen, LLC First Federal Bank

Fernandina Beach, FL

32034

$2,096,400

$110K

7(a)

Drinking Places (Alcoholic Beverages)

2016-11-18

Salt Life Food Shack Florida First Capital Finance Corporation, Inc.

Fernandina Beach, FL

32034

$2,087,000

$70K

504

Full-Service Restaurants

2017-05-23

Amelia Island Beach Rentals, LLLP Florida Business Development Corporation

Fernandina Beach, FL

32034

$2,069,000

$517K

504

Bed-and-Breakfast Inns

2022-08-30

Martex Services, Inc.Fifth Third Bank

Fernandina Beach, FL

32034

$2,025,000

—

7(a)

Landscaping Services

2014-12-09

ZASSI MEDICAL EVOLUTIONS INC Pinnacle Bank

Fernandina Beach, FL

32034

$2,000,000

$83K

7(a)

Surgical and Medical Instrument Manufacturing

2004-08-25

Tri-County Water Treatment Specialists, Inc.Seacoast National Bank

Fernandina Beach, FL

32034

$1,900,000

$211K

7(a)

All Other Miscellaneous Retailers

2025-07-17

Health Care Managers, Inc.Ameris Bank

Fernandina Beach, FL

32034

$1,785,000

$223K

7(a)

Office Administrative Services

2018-08-13

Hanau Investments, Inc.Truist Bank

Fernandina Beach, FL

32034

$1,773,000

$887K

7(a)

Bed-and-Breakfast Inns

2005-06-21

KB Hospitality, LLC First Federal Bank

Fernandina Beach, FL

32034

$1,762,500

$46K

7(a)

Hotels (except Casino Hotels) and Motels

2012-12-05

R & M Armstrong Ventures, LLC and First Coast Foods, LLC dba Burger King Pinnacle Bank

Fernandina Beach, FL

32034

$1,730,000

$19K

7(a)

Limited-Service Restaurants

2009-11-17

TERRAZZA RESTAURANT & BAR Business Loan Center, LLC

Fernandina Beach, FL

32034

$1,666,000

$83K

7(a)

Full-Service Restaurants

2001-12-20

Addison House of Fernandina Beach, Inc Pinnacle Bank

Fernandina Beach, FL

32034

$1,665,000

$833K

7(a)

Hotels (except Casino Hotels) and Motels

2004-10-21

Palmetto Certified Arborist and Landscape Design LLC First Port City Bank

Fernandina Beach, FL

32034

$1,616,300

$135K

7(a)

Landscaping Services

2022-03-07

JKWC Enterprises Inc SouthState Bank, National Association

Fernandina Beach, FL

32034

$1,594,000

$399K

7(a)

"General Freight Trucking, Long-Distance, Truckload"

2019-05-14

ADDISON ON AMELIA Pinnacle Bank

Fernandina Beach, FL

32034

$1,593,000

$398K

7(a)

Hotels (except Casino Hotels) and Motels

2007-12-17

Tojam Enterprises Inc iTHINK Financial CU

Fernandina Beach, FL

32034

$1,517,000

$303K

7(a)

Bed-and-Breakfast Inns

2021-04-01

Seaside Amelia Inc

Fernandina Beach, FL · 32034

$5,000,000

7(a)

FNB South$100K/job · 2015-09-30

Well Traveled Properties, LLC

Fernandina Beach, FL · 32034

$4,380,000

7(a)

Truist Bank2018-11-14

Robinson 24-hour Veterinary Hospital, LLC

Fernandina Beach, FL · 32034

$3,550,000

7(a)

Live Oak Banking Company$55K/job · 2025-02-26

Sliders Seaside Grill, Inc.

Fernandina Beach, FL · 32034

$3,200,000

7(a)

First Federal Bank$53K/job · 2011-05-25

Amelia Island Restaurant Group

Fernandina Beach, FL · 32034

$2,645,000

7(a)

First Port City Bank$661K/job · 2025-02-05

Robinson 24-hour Veterinary Hospital, LLC

Fernandina Beach, FL · 32034

$2,590,000

7(a)

Live Oak Banking Company$96K/job · 2021-12-02

Amelia Med, LLC

Fernandina Beach, FL · 32034

$2,425,000

7(a)

Pinnacle Bank$81K/job · 2013-12-24

Dunlop Hospitality Investments, LLC

Fernandina Beach, FL · 32034

$2,179,000

504

Coastal Area District Development Authority, Inc.$726K/job · 2013-12-23

SLA Real Estate Holdings, LLC

Fernandina Beach, FL · 32034

$2,177,000

7(a)

Fund-Ex Solutions Group, LLC$121K/job · 2021-07-23

The Sandbar & Kitchen, LLC

Fernandina Beach, FL · 32034

$2,096,400

7(a)

First Federal Bank$110K/job · 2016-11-18

Salt Life Food Shack

Fernandina Beach, FL · 32034

$2,087,000

504

Florida First Capital Finance Corporation, Inc.$70K/job · 2017-05-23

Amelia Island Beach Rentals, LLLP

Fernandina Beach, FL · 32034

$2,069,000

504

Florida Business Development Corporation$517K/job · 2022-08-30

Martex Services, Inc.

Fernandina Beach, FL · 32034

$2,025,000

7(a)

Fifth Third Bank2014-12-09

ZASSI MEDICAL EVOLUTIONS INC

Fernandina Beach, FL · 32034

$2,000,000

7(a)

Pinnacle Bank$83K/job · 2004-08-25

Tri-County Water Treatment Specialists, Inc.

Fernandina Beach, FL · 32034

$1,900,000

7(a)

Seacoast National Bank$211K/job · 2025-07-17

Health Care Managers, Inc.

Fernandina Beach, FL · 32034

$1,785,000

7(a)

Ameris Bank$223K/job · 2018-08-13

Hanau Investments, Inc.

Fernandina Beach, FL · 32034

$1,773,000

7(a)

Truist Bank$887K/job · 2005-06-21

KB Hospitality, LLC

Fernandina Beach, FL · 32034

$1,762,500

7(a)

First Federal Bank$46K/job · 2012-12-05

R & M Armstrong Ventures, LLC and First Coast Foods, LLC dba Burger King

Fernandina Beach, FL · 32034

$1,730,000

7(a)

Pinnacle Bank$19K/job · 2009-11-17

TERRAZZA RESTAURANT & BAR

Fernandina Beach, FL · 32034

$1,666,000

7(a)

Business Loan Center, LLC$83K/job · 2001-12-20

Addison House of Fernandina Beach, Inc

Fernandina Beach, FL · 32034

$1,665,000

7(a)

Pinnacle Bank$833K/job · 2004-10-21

Palmetto Certified Arborist and Landscape Design LLC

Fernandina Beach, FL · 32034

$1,616,300

7(a)

First Port City Bank$135K/job · 2022-03-07

JKWC Enterprises Inc

Fernandina Beach, FL · 32034

$1,594,000

7(a)

SouthState Bank, National Association$399K/job · 2019-05-14

ADDISON ON AMELIA

Fernandina Beach, FL · 32034

$1,593,000

7(a)

Pinnacle Bank$398K/job · 2007-12-17

Tojam Enterprises Inc

Fernandina Beach, FL · 32034

$1,517,000

7(a)

iTHINK Financial CU$303K/job · 2021-04-01

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