SBA Loans in Aptos, CA

Explore recent SBA 7(a) and 504 lending activity in Aptos. See which lenders are active, what industries are getting funded, and how much capital is flowing into local small businesses.

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Total SBA loans

213

all programs

Approved $

$64.2M

last 24 months

Avg loan

$301K

median $245K

Active lenders

approved here

Jobs supported

1,244

cumulative

Loan activity map

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APTOS · 213 LOANS

Top lenders in Aptos

Wells Fargo Bank National Association

West Coast Community Bank

Santa Cruz Community Credit Union

U.S. Bank, National Association

Fifth Third Bank

Heritage Bank of Commerce

Top industries in Aptos

Full-Service Restaurants

Offices of Dentists

Drinking Places (Alcoholic Beverages)

Offices of Physicians (except Mental Health Specialists)

Snack and Nonalcoholic Beverage Bars

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Loan records · Aptos, CA

213 records

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Borrower

Location

Program

Industry

AV BuildingCo, LLC Heritage Bank of Commerce

Aptos, CA

95003

$1,950,000

$67K

7(a)

Full-Service Restaurants

2019-02-13

FIRST ALARM, INC.Fifth Third Bank

Aptos, CA

95062

$1,500,000

—

7(a)

Security Systems Services (except Locksmiths)

1991-09-27

Seascape Resort Ltd.Wells Fargo Bank National Association

Aptos, CA

95003

$1,500,000

—

7(a)

—

1994-06-09

Jaime Armas West Coast Community Bank

Aptos, CA

95003

$1,487,000

$99K

7(a)

Full-Service Restaurants

2023-02-06

GATEWAY CORNER, LLC Wells Fargo Bank National Association

Aptos, CA

95003

$1,487,000

$248K

7(a)

Offices of Real Estate Agents and Brokers

2025-05-30

GHOST HAND PRODUCTIONS LLC Wells Fargo Bank National Association

Aptos, CA

95003

$1,444,500

$1.4M

7(a)

Motion Picture and Video Production

2014-07-10

REMEDIATION RISK MANAGEMENT IN U.S. Bank, National Association

Aptos, CA

95003

$1,400,000

$56K

7(a)

—

1999-11-24

The Maynard Group, Inc.West Coast Community Bank

Aptos, CA

95003

$1,275,000

$44K

7(a)

Telecommunications Resellers

2018-05-02

Aptos Shoes & Apparel, Inc.Monterey County Bank

Aptos, CA

95003

$1,200,000

$100K

7(a)

Shoe Stores

2015-02-18

SEASCAPE SWIM & RACQUET CLUB Wells Fargo Bank National Association

Aptos, CA

95003

$950,000

—

7(a)

—

1993-08-09

THE SPINE CLINIC OF MONTEREY B SBA CLSC Servicing

Aptos, CA

95003

$918,000

$153K

504

Offices of Physicians (except Mental Health Specialists)

2007-11-28

BAYVIEW HOTEL Wells Fargo Bank National Association

Aptos, CA

95003

$900,000

$300K

7(a)

Hotels (except Casino Hotels) and Motels

2000-04-11

Derek Hagglof First Foundation Bank

Aptos, CA

95003

$870,000

$435K

7(a)

All Other Amusement and Recreation Industries

2014-11-07

SHGG Convenience, Inc.VelocitySBA, LLC

Aptos, CA

95003

$837,000

$120K

7(a)

Convenience Stores

2020-09-21

BAYVIEW HOTEL Wells Fargo Bank National Association

Aptos, CA

95003

$830,000

—

7(a)

—

1993-01-29

The Mediterranean Bar Inc Plumas Bank

Aptos, CA

95003

$826,000

$138K

7(a)

Drinking Places (Alcoholic Beverages)

2024-12-20

B T F ENTERPRISES INC AND STAR Fifth Third Bank

Aptos, CA

95003

$815,000

$82K

7(a)

Office Administrative Services

2001-08-28

Costa Bella Builders California Statewide Certified Development Corporation

Aptos, CA

95003

$783,000

$392K

504

New Single-Family Housing Construction (except Operative Builders)

2020-12-17

CAFE BITTERSWEET Wells Fargo Bank National Association

Aptos, CA

95003

$750,000

—

7(a)

—

1996-01-12

HAMMERHEAD LLC Heritage Bank of Commerce

Aptos, CA

95003

$750,000

$375K

7(a)

Drinking Places (Alcoholic Beverages)

2005-06-07

BRITANNIA ARMS Wells Fargo Bank National Association

Aptos, CA

95003

$720,000

$45K

7(a)

Drinking Places (Alcoholic Beverages)

2002-03-28

DEER PARK WINE & SPIRITS Wells Fargo Bank National Association

Aptos, CA

95003

$700,000

—

7(a)

—

1991-04-15

Bailey Investments, LLC Wells Fargo Bank National Association

Aptos, CA

95003

$636,600

$53K

7(a)

Offices of Real Estate Agents and Brokers

2016-08-26

Whale City Bakery Bar and Grill Aptos Inc Business Finance Capital

Aptos, CA

95003

$629,000

$25K

504

Limited-Service Restaurants

2023-03-06

Carl E. Anderson Company, Inc.Wells Fargo Bank National Association

Aptos, CA

95003

$626,900

$78K

7(a)

Other Activities Related to Real Estate

2009-02-27

Heritage Bank of Commerce$67K/job · 2019-02-13

Fifth Third Bank1991-09-27

Wells Fargo Bank National Association1994-06-09

West Coast Community Bank$99K/job · 2023-02-06

Wells Fargo Bank National Association$248K/job · 2025-05-30

GHOST HAND PRODUCTIONS LLC

Aptos, CA · 95003

$1,444,500

7(a)

Wells Fargo Bank National Association$1.4M/job · 2014-07-10

REMEDIATION RISK MANAGEMENT IN

Aptos, CA · 95003

$1,400,000

7(a)

U.S. Bank, National Association$56K/job · 1999-11-24

The Maynard Group, Inc.

Aptos, CA · 95003

$1,275,000

7(a)

West Coast Community Bank$44K/job · 2018-05-02

Aptos Shoes & Apparel, Inc.

Aptos, CA · 95003

$1,200,000

7(a)

Monterey County Bank$100K/job · 2015-02-18

SEASCAPE SWIM & RACQUET CLUB

Aptos, CA · 95003

$950,000

7(a)

Wells Fargo Bank National Association1993-08-09

THE SPINE CLINIC OF MONTEREY B

Aptos, CA · 95003

$918,000

504

SBA CLSC Servicing$153K/job · 2007-11-28

Wells Fargo Bank National Association$300K/job · 2000-04-11

First Foundation Bank$435K/job · 2014-11-07

SHGG Convenience, Inc.

Aptos, CA · 95003

$837,000

7(a)

VelocitySBA, LLC$120K/job · 2020-09-21

Wells Fargo Bank National Association1993-01-29

The Mediterranean Bar Inc

Aptos, CA · 95003

$826,000

7(a)

Plumas Bank$138K/job · 2024-12-20

B T F ENTERPRISES INC AND STAR

Aptos, CA · 95003

$815,000

7(a)

Fifth Third Bank$82K/job · 2001-08-28

California Statewide Certified Development Corporation$392K/job · 2020-12-17

Wells Fargo Bank National Association1996-01-12

Heritage Bank of Commerce$375K/job · 2005-06-07

Wells Fargo Bank National Association$45K/job · 2002-03-28

DEER PARK WINE & SPIRITS

Aptos, CA · 95003

$700,000

7(a)

Wells Fargo Bank National Association1991-04-15

Bailey Investments, LLC

Aptos, CA · 95003

$636,600

7(a)

Wells Fargo Bank National Association$53K/job · 2016-08-26

Whale City Bakery Bar and Grill Aptos Inc

Aptos, CA · 95003

$629,000

504

Business Finance Capital$25K/job · 2023-03-06

Carl E. Anderson Company, Inc.

Aptos, CA · 95003

$626,900

7(a)

Wells Fargo Bank National Association$78K/job · 2009-02-27

1–25 of 213

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